I will be reducing to 50% time at my job and losing all healthcare benefits. My husband is covered by his employer, but the healthcare plans to add me and our children are very expensive and with poor coverage. Am I able to sign up myself and our kids with an Obamacare plan, even though we have access to my husband’s (poor) plan? I haven’t been able to find answers to this specific question on the site.
A spouse or dependent can't get cost assistance on the Marketplace if they have access to an affordable employer plan that costs less than 9.56% household income per person.
Learn more about affordable employer-sponsored coverage.