Can Employee’s Opt-Out of ObamaCare?


We are a golf course that hires mainly college aged adults as well as older adults that work anywhere from 20 – 40 hours a week. A couple of questions:

1. If the college student is already covered by their parents – my understanding is: that the student can opt out of our insurance since they are already covered. If this happens, can I work the student over 30 hours a week (which he would then be a FTE) and would I avoid any fines? What would I need to show to protect my business from fines? Can the student opt out if he would regularly work over 30 hours a week?

2. Same situation with an older man that is covered by his wife’s insurance. Do I have to schedule these workers less than 30 hours a week to avoid any penalties?

Leave a comment

We'll never share your email with anyone else.

1 2 3 4 5

This site uses Akismet to reduce spam. Learn how your comment data is processed.

ObamaCareFacts is a free informational site. It's privately owned, and is not owned, operated, or endorsed by the US federal government or state governments. Our contributors have over a decade of experience writing about health insurance. However, we do not offer professional official legal, tax, or medical advice. See: Legal Information and Cookie Policy. For more on our company, learn About ObamaCareFacts.com or Contact us.