ObamaCare Replacement Plan: “CARE” Act Facts

Get the facts on the ObamaCare replacement plan by Burr, Hatch, and Upton: the Patient Choice, Affordability, Responsibility, and Empowerment (CARE) Act. Below we present a summary, some quick facts, a pros and cons chart, a complete section-by-section breakdown, and finally we compare the CARE Act proposal to ObamaCare. Keep in mind this is an older replacement…

30 Hour Work Week Am I Covered?

My daughter has worked 30 hours a week for a large company since Jan. 2014. She was not given health care coverage by the company so she has been buying insurance as an individual. I was told that beginning in Jan. 2015, a company is responsible for providing health care coverage for those working 30
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Individual Shared Responsibility Payment

The Individual Shared Responsibility Payment is the fee for not having Minimum Essential Coverage. Follow our guide to make calculating your payment easy. UPDATE 2019: For 2019 forward there is no fee for not having health insurance in most states. In this sense, the Individual Shared Responsibility Provision has been effectively repealed as the federal…

Health Insurance Quotes

Get health insurance quotes and find out if you qualify for cost assistance from CMS approved brokers and on HealthCare.Gov. Below we will discuss the best ways to get health insurance quotes (HINT: Start at ObamaCare’s Health Insurance Marketplace sometimes called “the Marketplace” AKA HealthCare.Gov). We’ll also give you lots of helpful advice to help ensure you get…

Save American Workers Act Passes House

The Save American Workers Act of 2015 passed the House, but the Obama Administration won’t let it see the light of day. The Save American Workers Act of 2015 seeks to change the definition of full-time hours to 40 or more, meaning less employers would have to cover employees. While this decreases incentive to cut employee…

Save American Workers Act Facts

The Save American Workers Act changes the definition of full-time workers so fewer employers have to comply with ObamaCare’s employer mandate. Let’s take a look at the legislation, why it was passed in the House, why it won’t pass the Presidents desk, what effects it has, data on part-time hours and job loss, and some alternatives…

File Taxes For ObamaCare

There are several reasons you may have to file taxes under ObamaCare (the Affordable Care Act). Learn how to file your ObamaCare taxes in 2019 and beyond. This section includes tips on: how to make a Shared Responsibility Payment for not having coverage, how to report health coverage known as Minimum Essential Coverage, how to…

ObamaCare Thanksgiving

Here is our ObamaCare Thanksgiving list of the reasons we are grateful for the Affordable Care Act. Before you read our ObamaCare Thanksgiving list, take a moment to listen to a Thanksgiving message from our President. We are grateful to the Affordable Care Act because: • 8 million got affordable coverage through the marketplace and millions more got covered last…

Boehner Lawsuit ObamaCare Filed

John Boehner filed a lawsuit Nov 24, 2014 to sue the President over taking executive action on the Affordable Care Act (ObamaCare).  The “Boehner lawsuit” focuses on the delay of the employer mandate, the claim that funds are paid to insurers without congressional approval, and overall takes issue with the Presidents use of executive action to implement…

ObamaCare 2015

What You Need to Know About ObamaCare (the Affordable Care Act) in 2015 There aren’t a lot of changes for ObamaCare in 2015.  Let’s review ObamaCare’s 2015 changes and what you need to know to stay covered and save money.  We will review the enrollment process for 2015, what steps you should take to ensure…

ObamaCare 2014 Midterms

How is ObamaCare Affected by the 2014 Midterms? How do the 2014 midterm elections affect ObamaCare? Victories for Republicans in the House and Senate could mean trouble for ObamaCare’s key provisions.  Republicans are pretty out-spoken about their dislike of some of ObamaCare’s major provisions like the medical device tax, medicaid expansion, the individual mandate, and…

ObamaCare Enrollment Numbers

Get the Facts on ACA Sign-Ups The information on ObamaCare sign-ups and enrollments is here. Let’s look at the ObamaCare enrollment numbers and figure out who signed up, who enrolled, who paid, who lost coverage, who got subsidies, what type of coverage people got, and where they got it. A Summary of the Current ObamaCare…

ObamaCare Calculator: Subsidies, Tax Credits, Cost Assistance

How to Calculate Tax Credits and Subsidies for Health Insurance Sold on the Health Insurance Marketplace Our ObamaCare calculator will help you calculate tax credits and subsidies for health insurance sold on the Health Insurance Marketplace. Use this quick health insurance tax credit guide to help you understand the process. Or, just use one of the…

ObamaCare: Uninsured Rates

Let’s Take a Look at the Uninsured and How the Affordable Care Act has Changed Things The uninsured rates dropped to all times lows under the Affordable Care Act, the rate has however risen in recent years (in part due to the fee for not having coverage being reduced to $0 under Trump). Specifically, according…

What Do I Need to Tell My Employees about ObamaCare?

Notice of Health Care Coverage Options Rules Confuse Employers: We Tell You What You Need to Know – The Truth What do you need to tell your employees about ObamaCare as a small business? The $100 fee is a myth, but you still need to tell your employees about the marketplace. The week after Labor…

What is ObamaCare?

Understanding ObamaCare (Patient Protection and Affordable Care Act) ObamaCare is a nickname for The Patient Protection and Affordable Care Act (sometimes called the Affordable Care Act, ACA, or PPACA for short), a health reform law signed on March 23, 2010, by President Barack Obama. ObamaCare seeks to reform health insurance and healthcare in the United…