Employer Shared Responsibility Payment

Starting in 2015, employers who don’t offer qualifying coverage, will make a Employer Shared Responsibility Payment. Get simplified instructions on the fee below. This page covers employer responsibility under the ACA and the payment. For more details see Employer Mandate. What is Shared Responsibility? Shared Responsibility is part of the ACA’s Title I. Subtitle F—Shared Responsibility for…

What is Affordable Employer Coverage Under ObamaCare?

Understanding Affordability Exemptions for Individual and Employer-Sponsored Health Coverage Under ObamaCare employer-sponsored coverage must cost no more than 8% (adjusted each year), after the employer’s contribution, to be considered affordable. If the amount exceeds 9.5% (adjusted each year), then the person can get an exemption to use the marketplace. This applies to employee-only coverage, family-member-only coverage, and…

ObamaCare Mandate: Exemption and Tax Penalty

The ObamaCare Mandate Exemption and How You Can Qualify for an Exemption from the Tax “Penalty.” From 2014 – 2018, who chose not to purchase insurance had pay a tax “penalty” unless they qualified for an exemption. Exemptions from ObamaCare’s tax “penalty” mandate are available to a number of Americans. We will cover all of…

ObamaCare Individual Mandate

ObamaCare’s Individual Mandate: What is the Tax Penalty for Not Having Health Insurance? ObamaCare’s individual mandate had required most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty. However, the fee has been reduced to $0 on a federal level starting in 2019. That said, some states have…

Initial Measurement Period Start Date

Measurement periods are used by employers to determine full-time status for new-hires and existing employees in regard offering health coverage under the ACA’s employer mandate.

ObamaCare 2020

Our ObamaCare 2020 – 2021 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2020 including information on enrollment, assistance, benefits, plan types, and more. Below we’ll cover what you need to know for 2020, and for 2021 coverage purchased in 2020. TIP:…

ObamaCare 2019

Everything You Need to Know About ObamaCare for 2019: Information on Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2019 including information on enrollment, assistance, benefits, plan types, and more. NOTE: This page covers everything you need to know for 2019 up until open enrollment 2020 (which happens at the…

A List of Archived Pages

Below is a list of archived pages that are important to the site: ObamaCare Basics   ObamaCare News: Daily ObamaCare Updates ObamaCare: Everything You Need to Know About the ACA ObamaCare What is ObamaCare? ObamaCare Facts ObamaCare Summary How Does ObamaCare Work? How Will ObamaCare Affect Me? Health Insurance Exchange ObamaCare Individual Mandate Minimum Essential…

ObamaCare: Everything You Need to Know About the ACA

What is ObamaCare? Understanding The Affordable Care Act (ACA) “ObamaCare” is a nickname for the healthcare law known as the Patient Protection and Affordable Care Act of 2010 (PPACA). The law is often called the Affordable Care Act (ACA) for short. Many people are aware of the basics of the Affordable Care Act (ACA). They are aware…

ObamaCare Facts Archive

The facts below are our original “ObamaCare facts” page. These ObamaCare facts will give you a sense of how things used to be and what has changed. See our up-to-date “ObamaCare” facts page here. It is easy to forget that time when women paid more than men for health insurance, or when you could be denied…

Better Care Reconciliation Act of 2017 Facts

Everything You Need To Know About the Better Care Reconciliation Act of 2017 (BCRA) AKA The Latest Version of TrumpCare We explain everything you need to know about the Better Care Reconciliation Act of 2017 (BCRA); the Senate’s new healthcare bill to replace ObamaCare. Below we cover everything you need to know about the Better Care Reconciliation…