Why Single Payer Must Remain on the Table
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Despite improvements to the ACA (ObamaCare) being a smart focus for Democrats, Single Payer must remain on the table and in the Democratic party platform.
Health Insurance Premium and Cost Sharing Explanation
A Quick and Simple Guide to Health Insurance Costs and Assistance Types of health insurance costs include: monthly premiums and out-of-pocket costs / cost sharing (copays, coinsurance, deductible, out-of-pocket maximum). Here the premium is what one pays for the policy, and then cost sharing is a reference to the part of the costs the plan covers… Read More
Is ObamaCare Free?
The Ways in Which ObamaCare is and isn’t Free ObamaCare is free for some via Medicaid expansion, offers cost assistance to others via the marketplace, and cost those without cost assistance money. Below we discuss all the ways ObamaCare is or isn’t free depending on income and state. TIP: All cost assistance mentioned below is based on family size… Read More
What has Obama Accomplished?
Back in 2012 we did a list of Obama’s Accomplishments, here in 2016 the list has grown. Here is some highlights of Obama Accomplishments so far, with citations.
GOP Blocks ObamaCare Cost Sharing for 7 Million in Courts
House Republicans won the 2nd round of a Court case that makes it so Congress must approve funding for cost sharing reduction subsidies. 7 million could go without cost sharing assistance.
The Psychology of ObamaCare’s Advanced Tax Credits and Repayment Limits
When it comes to Advanced Premium Tax Credits, it is always tempting to take the maximum amount you qualify for. However, repayment limits can mean owing back credits.
How to Explain Obamacare to the Average Person Upset With Costs
Explaining ObamaCare to the average person who is upset with costs is really hard, but an honest approach sends the right message.
A Fix for the ACA (ObamaCare)
We explain some ideas for how to fix ObamaCare (the Affordable Care Act). The goal is to seek universal coverage and fix the ACA’s sticking points.
TrumpCare Explained
What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More
Paying Back Tax Credits
On this page we cover the 2016 tax credit repayment limits and explain 2016 refunds for premium tax credits.
TED Scruz Obama Care Affiliation – Story
Ted Cruz Receives Taxpayer Subsidized Health Insurance Ted Cruz became the GOP spokesperson for the 16-day Government shutdown over ObamaCare. One of his main criticisms of the law is it’s cost to taxpayers, specifically due to subsidies offered to low-to-middle income Americans and the fact that large employers will have to offer coverage to full-time… Read More
How to Enroll in a Plan at the Last Minute
Here is a quick guide for enrolling in Healthcare.Gov coverage at the last moment.
Open Enrollment Ends January 31, 2016
January 31, 2016 is the last day to get health insurance for 2016 under the Affordable Care Act (ObamaCare).
ObamaCare’s Sticking Points
Out-of-pocket costs, the GOP’s rejection of Medicaid, the family glitch, and premium increases. These are ObamaCare’s sticking points.
Discriminatory Treatment of Employee Hours – Story
Sunmitted by family member. Employee has worked “part time” 40 hours a week for Kroger Fuel Center for more than three years. Their Full-line (grocery employees) are considered “full-time” if they work more than 20hrs a week, including their store managers. The “full-time” employees are offered the equivalent of a Silver plan on the marketplace…. Read More
Senate Passes Bill to Repeal ObamaCare and Defund Planned Parenthood
Obama will veto the bill senate Republicans passed using “budget reconciliation” that repeals ObamaCare and cuts off Medicaid funding to Planned Parenthood.
ObamaCare Risk Corridors
ObamaCare created “risk corridors” to spread the risk of taking on the uninsured between insurers and taxpayers. The profitable insurers pay in each year, the unprofitable one’s take money out, the government puts a little money in the pot, and everyone except the GOP is happy. Essentially risk corridors work like this: Risk corridors keep the price of… Read More
What is the Best Health Coverage to Get For 2016?
Under ObamaCare the best plan is generally a Silver plan with an HSA, for low income it’s Medicaid / CHIP, and for Seniors at least Medicare A & B. There is a bit more to it, but if we only had one sentence to convey a blanket answer that would be it. If we get one… Read More
Rates More Than Doubled For Middle-Class Family – Story
As of January, 2016, our Healthcare provider has notified us that our rates will more than double. They increased by almost 20% from 2013 to 2014. There is no logic in not having every single American citizen pay on some level for care they receive, barring the elderly and disabled.
High Premiums and High Deductibles Going into 2016
People of all income levels, news sources, insurers, and providers have expressed frustration over rising health premiums and deductibles going into 2016.
Low Income, Expensive Spouse Coverage From Employer – Story
Hi I would like to point out a HUGE problem with the health care as it stands. My question is “what can I do about getting it changed?” I’m sure your answer will be “absolutely nothing…good luck.” but I’ll ask anyway. My husband and I are low income. when he was working for an employer… Read More
2 Person Business Can’t Get Group Health Plan Under ACA
They just redefined all these 2-person businesses so they could force us to go onto the individual health insurance market to fund all the subsidies.
Regístrese a ObamaCare: Plazo para el registro a ObamaCare
Cómo Registrarse para tener Seguro Médico bajo la Ley de Cuidados de la Salud Asequibles (Affordable Care Act) Para registrarse a ObamaCare encuentre el mercado de seguros de su estado, regístrese e inscríbase. Realice su registro para ObamaCare durante el registro abierto. Las instrucciones para registrarse, los detalles sobre cuotas, excepciones, periodos de registro e inscripción, e… Read More
Subsidios de ObamaCare
Subsidios de ObamaCare en el Mercado de Seguros Médicos de su Estado Los subsidios de ObamaCare pueden ahorrarle dinero en sus primas y pagos adicionales. Los subsidios de ObamaCare solo están disponibles a través del Mercado de seguros, veamos que son los subsidios, cómo funcionan y cómo los puede aplicar para lograr un seguro médico… Read More
Open Enrollment 2016, Rate Increases, and the Medicaid Gap
For 2016 Millions will get coverage, and cost assistance will help ease the impact of rate hikes, yet millions will be left uncovered due to the Medicaid gap.