Did the ACA Lead to High Medical Costs?
On this page we ask the question, “did the ACA (ObamaCare) lead to higher medical costs, or is something else causing the increase in healthcare costs?”
On this page we ask the question, “did the ACA (ObamaCare) lead to higher medical costs, or is something else causing the increase in healthcare costs?”
We look at the question, “can repealing the ACA or its key provisions bring down the cost of health insurance / healthcare?”

Get the facts on the CBO report on the Better Care Reconciliation Act of 2017 (the Senate’s ObamaCare repeal and replace plan AKA TrumpCare).

Everything You Need To Know About the Better Care Reconciliation Act of 2017 (BCRA) AKA The Latest Version of TrumpCare We explain everything you need to know about the Better Care Reconciliation Act of 2017 (BCRA); the Senate’s new healthcare bill to replace ObamaCare. Below we cover everything you need to know about the Better Care Reconciliation… Read More

Everything You Need To Know About the Senate’s ObamaCare Repeal and Replace Bill (the Better Care Reconciliation Act of 2017 Explained) We explain the Senate revision of the House’s American Health Care Act (TrumpCare AKA the Senate’s ObamaCare repeal and replace plan). The bill was just released today, so we need time to do a… Read More

Trump’s Claims That 2 Million More People Just Dropped out of ObamaCare, that ObamaCare is in a Death Spiral, and that Democrats are Obstructing Fact-Checked Trump claimed a lot of things about healthcare recently, we fact-check some key claims like “2 million more people just dropped out of ObamaCare.” Claim: Trump recently tweeted “2 million more people… Read More

We explain Iowa’s stopgap measure that cuts cost assistance for the poorest, including out-of-pocket assistance, but could help stabilize their health insurance market.
There is a talking point that says “Trump is adding a 19% surcharge” to plans. This isn’t fully true. Instead Trump has threatened not to fund cost-sharing reduction subsidies.

Recent premium hikes and the lack of coverage under the ACA is partly a result of an ongoing Republican Strategy to “Break ObamaCare.” We explain.

Age Based Tax Credits Under TrumpCare, the American HealthCare Act (AHCA), Explained TrumpCare, the American HealthCare Act (AHCA), offers tax credits for health insurance premiums based on age and no out-of-pocket cost assistance. The Affordable Care Act offers tax credits based on income and offers out-of-pocket cost assistance. UPDATE 2019: This plan never passed, and thus… Read More
Rand Paul, Senate Bill 222, Long-Term Contracts, and the AHCA Rand Paul, like many Americans, doesn’t love the TrumpCare/RyanCare that came out of the house. Here is what Rand Paul thinks about healthcare reform. In Paul’s Fox News article in which he promotes his Senate Bill 222, Sen. Rand Paul: Senate has chance to fix ObamaCare… Read More

TrumpCare weakens (not eliminates) key protections for those with pre-existing conditions, which could result in some being excluded from the market due to cost.

Does TrumpCare Cover Pre-Existing Conditions? We explain how TrumpCare affects those with pre-existing conditions to help clear up the confusion regarding TrumpCare and Pre-existing conditions. UPDATE 2019: This plan never passed, and thus the specifics here are of historical interest only. The Basics of TrumpCare and Pre-Existing Conditions Generally speaking, Under ObamaCare (the Affordable Care Act) no one with pre-existing conditions… Read More

The 2017 Federal Poverty Level Guidelines (Used in 2017 and 2018) Understanding the Federal Poverty Guidelines for Determining Cost Assistance For 2017 Medicaid and CHIP and Cost Assistance on Health Plans Held in 2018 Below are the 2017 Federal Poverty Guidelines used for Medicaid/CHIP in 2017 – 2018 and cost assistance on 2018 health plans under the… Read More

What Does an ObamaCare Repeal and Replace Plan Mean For America? We will explain both “what will happen if ObamaCare is repealed” and “what will happen if the latest repeal and replace plan goes through.” The Basics House Republicans passed the latest version of their repeal and replace bill 217-to-213 on Thursday May 4th, 2017. The bill will now… Read More
We explore how conservatives can seek market-based universal healthcare by examining the market-based universal healthcare systems of Singapore and Switzerland.

The Trump Administration regulation published by CMS on Thursday April 13th was a handout to insurers, a blow to many consumers, and may curb premium costs.

Published: April 10, 2017 Last Updated: Sept 7, 2018 Understanding ObamaCare’s 2018 Open Enrollment Period ObamaCare’s 2018 Open Enrollment period started November 1, 2017 and ends on December 15, 2017. However, some states extended enrollment until January 2018. See state-specific deadlines for 2018 coverage below. Open enrollment is the only time you can enroll in a health… Read More

Every man comes from a woman, and all private and public insurance is subsidized in some way, including employer insurance.

TrumpCare vs. ObamaCare What is Different About the American Health Care Act / Better Care Reconciliation Act (TrumpCare) and the Affordable Care Act (ObamaCare)? We explain the difference between ObamaCare and TrumpCare to show how TrumpCare (the American Health Care Act / Better Care Reconciliation Act of 2017) and ObamaCare (the Affordable Care Act) are different. The goal of this… Read More

Everything You Need to Know About the American Health Care Act Below is an unbiased list of everything you need to know about the American Health Care Act (the ObamaCare replacement plan some call TrumpCare). UPDATE 2019: This plan never passed, and thus some specifics here are of historical interest only. TIP: Everything below is subject… Read More

The CBO scored the ObamaCare repeal and replace plan (American Health Care Act), it reduces the deficit by $337 billion over the decade and increases the uninsured by 24 million by 2026.

We review and explain each of the provisions in the House bill to repeal and replace ObamaCare, “The American Health Care Act”.

A Simple Version of Everything You Need To Know About the ObamaCare Repeal and Replace Plan We explain “the American Health Care Act” (The New ObamaCare Replacement Plan) in simple terms. You can see our full review here or see a simple pros and cons list here (the list below offers some opinion, like the opinion that taking away Medicaid from… Read More

We review “the American Health Care Act” (The New ObamaCare Replacement Plan) to help everyone understand the proposed changes.