Shopping for Health Insurance Outside of the Health Insurance Marketplace If you make too much for cost assistance or want to see your private health plan options, you may want to shop outside of the Health Insurance Marketplace. There are three main ways to get covered in the individual and family market under the Affordable… Read More
The Types of Health Insurance Plans Sold On and Off of ObamaCare’s Marketplace There are four types of health insurance plans available through ObamaCare’s Marketplace. They are Bronze, Silver, Gold, and Platinum health insurance plans. These Qualified Health Plans represent four tiers of coverage and are sometimes referred to as “metal plans” due to their… Read More
The Employer Mandate / Employer Penalty The ObamaCare Employer Mandate / Employer Penalty, originally set to begin in 2014, was delayed until 2015 / 2016. ObamaCare’s “employer mandate” is a requirement that all businesses with 50 or more full-time equivalent employees (FTE) provide health insurance to at least 95% of their full-time employees and dependents up… Read More
Grandfathered Health Plans Don’t Have to Follow ObamaCare’s Rules and Regulations. Grandfathered plans are plans that were purchased before March 23, 2010. These plans have a grandfathered status and don’t have to follow ObamaCare’s rules and regulations or offer the same benefits, rights and protections as new plans. This means that on many old plans… Read More
There is no surcharge for health insurance under ObamaCare. Employer plans work like they normally do, but one cannot get Marketplace cost assistance if they have an employer plan.
Health Saving Accounts and ObamaCare for 2023 We cover everything you need to know about Health Savings Accounts (HSAs) for 2023, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
Health Saving Accounts and ObamaCare for 2022 We cover everything you need to know about Health Savings Accounts (HSAs) for 2022, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
A new stimulus bill being proposed would fully subsidize coverage up to 150% of the poverty level, would end the subsidy cliff for people who make over 400% FPL, and more.
Health Saving Accounts and ObamaCare for 2021 We cover everything you need to know about Health Savings Accounts (HSAs) for 2021, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
Health Saving Accounts and ObamaCare for 2020 We cover everything you need to know about Health Savings Accounts (HSAs) for 2020, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
The Trump Administration has deleted the official “ObamaCare Facts” section on HHS called “Facts & Features.” Luckily, WayBack Machine archives everything, so we still have access. If you want to find out a ton of ObamaCare Facts you can always check our independent website, but you can also check the internet archives. Here is the… Read More
Health Saving Accounts and ObamaCare for 2019 We cover everything you need to know about Health Savings Accounts (HSAs) for 2019, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
Health Saving Accounts and ObamaCare for 2018 We cover everything you need to know about Health Savings Accounts (HSAs) for 2018, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
Every man comes from a woman, and all private and public insurance is subsidized in some way, including employer insurance.
Everything You Need to Know About the American Health Care Act Below is an unbiased list of everything you need to know about the American Health Care Act (the ObamaCare replacement plan some call TrumpCare). UPDATE 2019: This plan never passed, and thus some specifics here are of historical interest only. TIP: Everything below is subject… Read More
Below is an annotated transcript of Trump’s congress speech focused on the section about ObamaCare. We’ll explain the policy that the speech implies.
A major medical health insurance plan generally describes any private individual or family plan sold after 2014 that follows the ACA’s new guidelines. This means it is a plan that counts as minimum essential coverage, offers the ten essential health benefits, follows guidelines for deductible and out-of-pocket maximum limits, and covers “major expenses” associated with serious illness… Read More
Health Saving Accounts and ObamaCare for 2017 We cover everything you need to know about Health Savings Accounts (HSAs) for 2017, including how HSAs work with ObamaCare plans. What Are Health Savings Accounts? Health savings accounts are tax-advantaged medical savings accounts that you can draw money from for certain medical expenses. They work a bit… Read More
Mylan, the maker of the EpiPen, is blaming consumers noticing a recent price increase on ObamaCare, but the fact that consumers are price shopping might be a sign ObamaCare is working.
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More
Children can stay on their parent’s plan until 26; when they turn 26, they qualify for special enrollment. Dependent coverage is also offered by employers. Below is everything you need to know about the Affordable Care Act and young adults under 26. What the ACA Does for Young Adults and Children Under 26 Young adults… Read More
What is Actuarial Value? Actuarial value is average total of costs for covered benefits covered by a health plan. Let’s look at how ObamaCare’s metal plan actuarial values work and how actuarial value applies to all plans in general. FACT: Actuarial Value (AV) in regards to health insurance was created by the Affordable Care Act to rank ObamaCare’s… Read More
ObamaCare’s family affordability glitch means family members with access to employer coverage costing less than roughly 10% of household income per member can’t get subsidies on the Health Insurance Marketplace.
Get the Facts on ACA Sign-Ups (Updated for 2022) The information on ObamaCare sign-ups and enrollments is here. Let’s look at the ObamaCare enrollment numbers and figure out who signed up, who enrolled, who paid, who lost coverage, who got subsidies, what type of coverage people got, and where they got it. A Summary of… Read More
Get the Facts on Who Signed Up For Health Insurance Outside of the Health Insurance Marketplace Between 15-25 million enrolled outside of the marketplace in 2014. Let’s take a look at enrollment numbers outside of ObamaCare’s marketplace. In 2013 over 15 million people enrolled in private health plans. In 2014 about 4.7 million were estimated… Read More