The ACA and Its Ongoing Legal Battles The Patient Protection and Affordable Care Act, commonly known as the ACA, has been a cornerstone of American healthcare policy for over a decade. Its significance? It aimed to make health care more accessible and affordable for millions of Americans. While the Court did uphold the ACA in… Read More
Everything You Need to Know About Obamacare Cost Assistance For 2024 We cover everything you need to know about cost assistance for 2024 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More
Maximums and Deductibles on HSA-Eligible Plans in 2024 Below are the HSA limits for 2024. These are the limits for not only HSA contributions but also the limits for HSA-eligible plans under the ACA. HSA Chart for 2024 First off, here is an easy-to-read 2024 HSA chart that sums up HSA minimums, maximums, and limits…. Read More
A New Era in Drug Pricing The Biden administration is on the point of a significant announcement. They are about to reveal the first batch of prescription drugs for which Medicare will negotiate prices. This move has been met with resistance, especially from drugmakers who are not in favor of this change. This initiative is… Read More
Introduction to Medicare Part D Medicare Part D, a program that offers outpatient prescription drug benefits, is a lifeline for older adults and individuals with long-term disabilities. These beneficiaries can enroll in private plans, including stand-alone prescription drug plans (PDPs) and Medicare Advantage prescription drug plans (MA-PDs). These plans supplement traditional Medicare and include drug… Read More
The House Republicans’ CHOICE Act has been making headlines recently, signaling a shift in the political landscape of health insurance. This legislation aims to reduce health insurance costs for specific businesses and consumers, partly by rolling back some consumer protections established under the Affordable Care Act, commonly known as Obamacare. A Subtle Shift from “Repeal… Read More
On Thursday, March 30, 2023, a Texas federal judge invalidated the Affordable Care Act (ACA) mandate requiring insurers to cover specific preventive services for free, such as certain cancer screenings and medicines for preventing heart disease. The ruling could affect over 150 million Americans’ out-of-pocket costs for these services. Immediate implications are unclear, and health experts don’t expect significant short-term changes. The Biden administration is expected to appeal the decision, which could lead to further legal proceedings.
ObamaCare Health Insurance Deadline 2024 ObamaCare’s Open Enrollment period for 2024 health plans started November 1, 2023, and ends January 15, 2024, in most states. Plans sold during Open Enrollment start as early as January 1, 2024. Open enrollment is the only time of year you can enroll in a health plan, switch plans, or… Read More
Everything You Need to Know About Obamacare Cost Assistance For 2023 We cover everything you need to know about cost assistance for 2023 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More
Dates and Deadlines For the 2023 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2023 health plans starts November 1, 2022, and ends January 15, 2023, in most states. Plans sold during Open Enrollment start as early as January 1, 2023. Open enrollment is the only time of year… Read More
How to Sign Up For 2022 Health Insurance Under the Affordable Care Act Sign up for ObamaCare between November 1, 2021, and January 15, 2022, to get health coverage and cost assistance for 2022. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2022 To sign up for ObamaCare you must shop for coverage during open… Read More
Our ObamaCare 2022 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2022 including information on enrollment, assistance, benefits, plan types, and more. In this article, we’ll cover what you need to know for 2022 coverage purchased during open enrollment 2022 (Nov 1,… Read More
Dates and Deadlines For the 2022 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2022 health plans started November 1, 2021, and ends January 15, 2022, in most states. Plans sold during Open Enrollment start as early as January 1, 2022. Open enrollment is the only time of year… Read More
Get the Facts on BidenCare. BidenCare is Joe Biden’s plan to ‘protect and build’ ObamaCare. It includes expanded cost assistance, a Medicare-like public option, and other healthcare reform measures. You can see Biden’s ‘Protect and Build” ObamaCare (AKA Bidencare) plan on his website. Or, keep reading to get the facts on BidenCare and a summary… Read More
Below are historic HSA levels that may be needed for back filing. Annual Contribution Limits 2016 and 2017 Compared The following chart from shrm.org shows the comparison of the 2016 and 2017 HSA limits as defined by the IRS’s Revenue Procedure 2015-30, issued May 5, 2015. Please note: The printed maximum below is the out-of-pocket maximum… Read More
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2020 – 2021 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2020 to get health coverage and cost assistance for 2021. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2021 To sign up for ObamaCare you… Read More
Everything You Need to Know About Biden’s HealthCare Plan We explain Joe Biden’s “Protect and Build” ObamaCare plan (AKA the Biden Plan to Protect & Build the Affordable Care Act).The goal of Biden’s healthcare reform plan is to keep most key parts of ObamaCare, improve them, and add in a public option. The plan also… Read More
Dates and Deadlines For the 2021 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2021 health plans runs from November 1, 2020 to December 15, 2020 in most states. Plans sold during Open Enrollment start as early as January 1, 2021. Open enrollment is the only time of year… Read More
According to preliminary data, CMSs says enrollment in ObamaCare’s marketplace was down by about 200,000 from last year with 8.3 million enrolling in a 2020 plan.
What Types of Preventive Care Does ObamaCare Cover? Under the Affordable Care Act (ObamaCare) all adults get 15 services covered for preventive care, women specifically get 22, and kids get 26. Below is a list of covered services. FACT: ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services… Read More
ObamaCare Open Enrollment 2020 started Nov 1, 2019 and ends Dec 15, 2019. Sign up for ObamaCare to get guaranteed coverage that qualifies for cost assistance based on income.
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2019 – 2020 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2019 to get health coverage and cost assistance for 2020. Get covered at Healthcare.Gov. TIP: Open enrollment for 2021 starts Nov 1 2020. Learn more about… Read More
Getting Short Term Health Insurance For 2020; Including Short Term as an ObamaCare Alternative For 2020 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for… Read More
Our ObamaCare 2020 – 2021 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2020 including information on enrollment, assistance, benefits, plan types, and more. Below we’ll cover what you need to know for 2020, and for 2021 coverage purchased in 2020. TIP:… Read More
Joe Biden announced his “ObamaCare 2.0” plan. This plan preserves the most popular parts of the ACA, but adds other popular items like negotiating Medicare drug prices and adding a public option.