Why Did ObamaCare Eliminate Composite Rating?
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Why did Obamacare eliminate composite rating? In 48 of the 50 states a small employer with 12 employees and 26 dependents now gets a bill with 38 different rates on it. What was the reasoning for this? MA and OR are able to do composite rating through 2015, but I have to explain to clients why that is going away next year and I have yet to find an answer.