My son has been in the hospital for 7 days with covid 19. He and his family have Obama Care ins. What will this cost him? He has a large family, 7 daughters and his wife. I am very concerned as to how much he will be charged for his treatment of covid. P. S. He is improving and that is of the upmost importance.
Well first, glad to hear he is improving. Second, here is how it works:
Their plan has a deductible and maximum, these impact how much he will have to pay in co-pays and coinsurance for in-network services. I can’t say how much it’ll cost, but it can’t cost out-of-pocket more than the maximum for in-network services. The issue will be if he has gotten any out-of-network services. The insurer and care provider should be able to coordinate to make sure he only gets in-network services and not out-of-network. This helps to avoid what is known as “surprise billing.” Suprise billing is what can really get you. Best thing he can do is talk to the hospital and his insurer and voice his concern and have them point him in the right direction.
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Sherri Engels
My son has been in the hospital for 7 days with covid 19. He and his family have Obama Care ins. What will this cost him? He has a large family, 7 daughters and his wife. I am very concerned as to how much he will be charged for his treatment of covid. P. S. He is improving and that is of the upmost importance.
ObamaCareFacts.comThe Author
Well first, glad to hear he is improving. Second, here is how it works:
Their plan has a deductible and maximum, these impact how much he will have to pay in co-pays and coinsurance for in-network services. I can’t say how much it’ll cost, but it can’t cost out-of-pocket more than the maximum for in-network services. The issue will be if he has gotten any out-of-network services. The insurer and care provider should be able to coordinate to make sure he only gets in-network services and not out-of-network. This helps to avoid what is known as “surprise billing.” Suprise billing is what can really get you. Best thing he can do is talk to the hospital and his insurer and voice his concern and have them point him in the right direction.