Do I Need to Leave ObamaCare If I Get a Job?



I live in IL and signed up for medical coverage while unemployed. I got re-employed and was wondering if I need to leave the enrolled coverage for different coverage available off the marketplace?

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Am I required to drop my Obamacare coverage and join my new spouse’s employer plan?

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While unemployed I had Marketplace insurance and received a premium tax credit on my premiums. I started a new job which offered health insurance and dropped the Marketplace insurance. Will I owe back the premium tax credit I received while on the marketplace insurance?

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It’s 100% based on your total household income for the year after deductions (essentially, MAGI). It doesn’t matter what month the money was made or not made.

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What if my new job dose not offer coverage?

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You can switch to a Marketplace plan during your special enrollment window or open enrollment.

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