I live in IL and signed up for medical coverage while unemployed. I got re-employed and was wondering if I need to leave the enrolled coverage for different coverage available off the marketplace?


If you get a job that offers health insurance you will become ineligible for cost assistance once that coverage starts, thus you should drop the ObamaCare plan as close to your new coverage start date as possible avoiding owing back tax credits and a gap in coverage.

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brock on

What if my new job dose not offer coverage?

ObamaCareFacts.com on

You can switch to a Marketplace plan during your special enrollment window or open enrollment.

Nicole on

While unemployed I had Marketplace insurance and received a premium tax credit on my premiums. I started a new job which offered health insurance and dropped the Marketplace insurance. Will I owe back the premium tax credit I received while on the marketplace insurance?

ObamaCareFacts.com on

It’s 100% based on your total household income for the year after deductions (essentially, MAGI). It doesn’t matter what month the money was made or not made.

Steve on

Am I required to drop my Obamacare coverage and join my new spouse’s employer plan?