I am a veteran receiving VA health care. For the past two years I have been able to waive employers insurance because of my VA. I have been notified that I can no longer waive the insurance and will have to pay over $600.00 a month just for myself from my fringe which at this time goes into 401K. I have been told that I have no choice. I will lose my monthly contribution to my 401K. If I am no longer covered by the VA under Obamacare I would like to enroll in a more affordable plan and continue to contribute to my 401K.
* Can my employer force me to accept their insurance? The company is a military contractor in TX.
* Who can I contact to help me with this issue?
Under the employer mandate no employer can force an employee to accept coverage, an employer may have to offer, but the employee can always decline. In your case you have VA coverage that counts as minimum essential coverage, thus you don't have to take your employer coverage.
In regard to you losing your 401k contribution, your 401k shouldn't be tied to your coverage? Not sure what benefit this has to your employer beyond the tax benefits for offering coverage... but even then it's more expensive to pay then it is not to. They could be confusing their requirement to offer coverage with your requirement to take it. Unfortunately without more specifics it's hard to give a concrete answer here.
We suggest talking to your employer first (HR department) and having them explain to you exactly what they mean here. If you feel you are being wronged you can try filing a complaint http://www.eeoc.gov/employees/fepa.cfm (eeoc handles workplace discrimination, a situation like this could fall under that category. Of course we strongly suggest simply talking to your employer first). Also a lawyer, tax professional, or financial advisor may be able to help you understand the issue further.