Affordability Exemptions and the Family Affordability Glitch for 2018 Plans Below we present the affordability exemptions for 2018 for employer and non-employer coverage and explain the family affordability glitch. Affordability exemptions are one of the more complex aspects of the ACA, so make sure you understand all the specifics below before claiming one on form 8965 or from HealthCare.Gov. TIP:… Read More
ObamaCare’s open enrollment period for 2018 starts on November 1st, 2017 and ends on December 15th, 2017. This is what you need to know to enroll for 2018. Some states have longer enrollment periods, so you will have to check your state’s rules. • Open enrollment is the only time you can get cost assistance, enroll… Read More
What are Drug Formularies For Medicare Plans? Medicare Prescription drug lists (formularies) are lists of covered drugs, placed into different tiers, where each tier has different costs. Each Medicare plan that provides drug coverage has its own list of covered drugs and costs that follow a set of common rules. Below we will explain more about… Read More
We explain Iowa’s stopgap measure that cuts cost assistance for the poorest, including out-of-pocket assistance, but could help stabilize their health insurance market.
My Blue Cross Silver health plan Costs me only $147 per month. That’s a deal!
My son works part time and has made slightly less than the 10,350 requirement to file a return. he will file a return to get his taxes back that we with held and I still claim him as a dependent. The problem is I need his income to stay qualified with our silver 87 plan… Read More
We explain how a HSA-eligible public option could work in a ObamaCare/Medicare repeal and replace plan.
We examine the GOP’s “fix” for preexisting conditions and the mandate, and offer alternative solutions that pair with Price and Ryan’s ACA replacement plans.
Mylan, the maker of the EpiPen, is blaming consumers noticing a recent price increase on ObamaCare, but the fact that consumers are price shopping might be a sign ObamaCare is working.
Subsidios de ObamaCare en el Mercado de Seguros Médicos de su Estado Los subsidios de ObamaCare pueden ahorrarle dinero en sus primas y pagos adicionales. Los subsidios de ObamaCare solo están disponibles a través del Mercado de seguros, veamos que son los subsidios, cómo funcionan y cómo los puede aplicar para lograr un seguro médico… Read More
When I first enrolled in the Marketplace I was able to get a Silver PPO that I could afford with the subsidy, that offered what I needed. The second year that plan went up
I am trying to make sure that our Bronze Save plan with Aetna does not qualify toward the minimum wage for our medical benefits. If we have a Bronze Save plan with Aetna, is that the same (not necessarily the same plan but same “level” as a Bronze Metal Plan as defined in the federal Affordable… Read More
Only those with Silver marketplace plans, who make less than 250% FPL, can get cost assistance to lower deductibles. $6,600 for an individual $13,200 for a family.
Come 2017 Arkansas plans to create a “private option” alternative to Medicaid that uses a single pool for nearly 190,000 under the 138% Poverty Level.
Let’s take a look at factors that affect health insurance costs for premiums and cost sharing under ObamaCare, including Marketplace subsidies and Medicaid. ObamaCare helps ensure fair health insurance premiums (Sec. 2701), helps curb premium growth, and provides Tax Credits to lower premium costs. The ACA also includes measures to reduce out-of-pocket spending and curb national… Read More
What is a Health Insurance Premium? Your health insurance premium is the amount paid to an insurer, typically per month, for a health plan. Tax Credits are available to lower monthly premiums through the Health Insurance Marketplace. If you have coverage through work, your employer typically pays part of your premium. Let’s look a little more… Read More
Get the Facts on Who Signed Up For Health Insurance Outside of the Health Insurance Marketplace Between 15-25 million enrolled outside of the marketplace in 2014. Let’s take a look at enrollment numbers outside of ObamaCare’s marketplace. In 2013 over 15 million people enrolled in private health plans. In 2014 about 4.7 million were estimated… Read More
We Asked You How You’ve Been Affected By ObamaCare, Here is What You Said Below are Real ObamaCare Stories from our readers. We asked you to share your ObamaCare stories on how health care reform has affected you. Thank you for the overwhelming amount of responses. We have done our best to answer your questions… Read More
The ObamaCare Mandate Exemption and How You Can Qualify for an Exemption from the Tax “Penalty.” From 2014 – 2018, who chose not to purchase insurance had pay a tax “penalty” unless they qualified for an exemption. Exemptions from ObamaCare’s tax “penalty” mandate are available to a number of Americans. We will cover all of… Read More
IRS ObamaCare Statement on Cheapest Plan Explained IRS ObamaCare Cheapest Plan; IRS Estimates the Average Family Will Pay no Less than $20,000 for the cheapest plan under ObamaCare. That statement couldn’t be more misleading. Another example of the Media misquoting information. Please read the updates section to get the full story on the IRS: ObamaCare… Read More
What ObamaCare Means for You, Your Family, and Your Business When hearing about the Affordable Care Act (ObamaCare), the first question that comes to mind is, “how will ObamaCare affect me, my family, and my business?” The answer, of course, depends on a number of factors including income and whether or not you currently have… Read More
What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care… Read More