Guide to Buying Health Insurance: How Health Insurance Works Our guide to buying health insurance walks you through how health insurance works and how to buy health insurance plans under the Affordable Care Act (ACA or Obamacare). Below we take a look at how ObamaCare affects buying health care plans, different ways to buy health insurance under… Read More
The Types of Health Insurance Plans Sold On and Off of ObamaCare’s Marketplace There are four types of health insurance plans available through ObamaCare’s Marketplace. They are Bronze, Silver, Gold, and Platinum health insurance plans. These Qualified Health Plans represent four tiers of coverage and are sometimes referred to as “metal plans” due to their… Read More
How to Use Your State’s Health Insurance Marketplace to Buy “Affordable” Health Insurance ObamaCare’s Health Insurance Marketplace, or ObamaCare Marketplace, is your State’s price comparison website for subsidized health insurance under the ACA. The following guide will explain the marketplace and how you, your family, and your business can compare health plans and qualify for… Read More
The Health Insurance Exchanges Explained: A Complete Unbiased Guide to the ObamaCare Health Insurance Marketplace. Our Health Insurance Exchange Guide makes using ObamaCare’s Health Insurance Marketplace easy. Get how-to’s, tips and tricks on using the marketplace. Our guide covers everything from applying for premium tax credits and out-of-pocket cost assistance, to comparing qualifying health plans,… Read More
How “Hawaii Health Connector”, The Official Hawaii Website for Health Insurance, Works The Hawaii Health Insurance Exchange, Hawaii Health Connector, is the official Hawaii State marketplace for health insurance under Obamacare. You can use Hawaii Health Connector to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
How “Access Health CT”, The Official Connecticut Website for Health Insurance, Works The Connecticut Health Insurance Exchange, Access Health CT, is the official Connecticut State marketplace for health insurance under Obamacare. You can use Access Health CT to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
How “Connect for Health Colorado”, The Official Colorado Website for Health Insurance, Works The Colorado Health Insurance Exchange, Connect for Health Colorado, is the official Colorado State marketplace for health insurance under Obamacare. You can use Connect for Health Colorado to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan… Read More
How “Covered California”, The California Health Benefits Exchange, Works The California Health Insurance Exchange or California Health Insurance Marketplace, called “Covered California”, is an online website for health insurance. Once at the Covered California health insurance marketplace customers will fill out a form including basic information about their family and taxable income. Customers will then… Read More
Everything You Need to Know About Health Insurance for 2015 and Beyond We take an in-depth look at health insurance in the US, including how it works, what key health insurance terms mean, and how ObamaCare changes things. We touch on every detail you need to know to understand the complex gateway to health care in… Read More
Learn About Your State’s Health Insurance Exchange Marketplace ObamaCare’s state Health Insurance Exchanges are open for business. Find your state’s Health Insurance Marketplace and apply for health coverage now. Use the comprehensive list of state-based marketplaces (also called exchanges) found below to find your state’s exchange or to find out if your state uses the… Read More
How ObamaCare Affects Health Insurance Premium Rates Insurance premiums are a sore subject with many readers. However, insurance premium increases related to Obamacare are largely a response to the protections contained within the law, such as the mandate for insurers to cover people with pre-existing conditions. Meanwhile, parts of the law like the rate review… Read More
What is the ObamaCare Health Insurance Exchange Marketplace? The Health Insurance Exchange Marketplace is an online marketplace for health insurance under the Affordable Care Act (ObamaCare). The Federal marketplace is HealthCare.Gov. Some states operate their own exchanges (you can find out if your state uses its own marketplace or the federal marketplace by going to HealthCare.Gov)…. Read More
Why Was My Health Insurance Canceled? Let’s clear the air about ObamaCare and health insurance cancellation. Many thought they could keep their plan, but found their health insurance policy canceled as of 2014. Others were able to keep their plan past 2014, but needed to or will need transition to another plan by 2017. Let’s… Read More
ObamaCare affects premium rates, that much is for sure, but whether or not they are rising or falling seems to depend upon your news source. Sure, that was meant as a back-handed dig on those super useful biased news outlets, but there is actually some good truth in the idea that rate fluctuations are a… Read More
The Pros and Cons of ObamaCare What are the pros and cons of ObamaCare? The ObamaCare pros and cons mirror the complex nature of the new health care law. Pros: ObamaCare (the Affordable Care Act or ACA) contains many benefits, especially for low and middle-income families and small businesses. This includes tax credits for health insurance… Read More
IRS ObamaCare Statement on Cheapest Plan Explained IRS ObamaCare Cheapest Plan; IRS Estimates the Average Family Will Pay no Less than $20,000 for the cheapest plan under ObamaCare. That statement couldn’t be more misleading. Another example of the Media misquoting information. Please read the updates section to get the full story on the IRS: ObamaCare… Read More
In a significant development, Johnson & Johnson (JNJ.N) has taken legal action against the U.S. government. The healthcare giant seeks to prevent the enforcement of a new program that empowers Medicare to negotiate drug prices. This move makes Johnson & Johnson the latest drugmakers to rally against the policy. The Inflation Reduction Act and Its… Read More
BidenCare is Joe Biden’s version of ObamaCare, his plan to lower premiums, deductibles, and drug prices and to offer everyone a choice, keep private insurance or join a Medicare-like public option.
Get the Facts on BidenCare. BidenCare is Joe Biden’s plan to ‘protect and build’ ObamaCare. It includes expanded cost assistance, a Medicare-like public option, and other healthcare reform measures. You can see Biden’s ‘Protect and Build” ObamaCare (AKA Bidencare) plan on his website. Or, keep reading to get the facts on BidenCare and a summary… Read More
The Supreme Court has ruled in favor of insurers after Republicans in Congress defunded the ACA’s risk adjustment program used to pay insurers. The US government will now have to pay health insurance companies $12 billion.
Everything You Need to Know About Biden’s HealthCare Plan We explain Joe Biden’s “Protect and Build” ObamaCare plan (AKA the Biden Plan to Protect & Build the Affordable Care Act).The goal of Biden’s healthcare reform plan is to keep most key parts of ObamaCare, improve them, and add in a public option. The plan also… Read More
At ObamacareFacts.com we have always been focused on helping people, that’s it. The healthcare system in the United States is ridiculously complicated and Obamacare is no different. We’ve been helping educate consumers since 2012 on the Affordable Care Act, (Obamacare) and if there’s one thing that we have learned it is that there is continual… Read More
CMS data shows that marketplace enrollment was down by 1.2 million for 2017 – 2018 for those who didn’t qualify for cost assistance. However it was up 300,000 for those that did qualify.
The Trump Administration has deleted the official “ObamaCare Facts” section on HHS called “Facts & Features.” Luckily, WayBack Machine archives everything, so we still have access. If you want to find out a ton of ObamaCare Facts you can always check our independent website, but you can also check the internet archives. Here is the… Read More
Bernie Sanders’ Medicare-for-all plan improves and expands Medicare to create a single payer universal healthcare system with no out-of-pocket costs for all Americans.