Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. CSR subsidies are based on… Read More
Below are historic HSA levels that may be needed for back filing. Annual Contribution Limits 2016 and 2017 Compared The following chart from shrm.org shows the comparison of the 2016 and 2017 HSA limits as defined by the IRS’s Revenue Procedure 2015-30, issued May 5, 2015. Please note: The printed maximum below is the out-of-pocket maximum… Read More
Health Saving Accounts and ObamaCare for 2021 We cover everything you need to know about Health Savings Accounts (HSAs) for 2021, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2020 – 2021 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2020 to get health coverage and cost assistance for 2021. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2021 To sign up for ObamaCare you… Read More
The coronavirus stimulus check included in the CAREs act is not counted as taxable income and therefore will not count toward your income limits for assistance. This means it won’t impact Obamacare subsidies including tax credits, out-of-pocket assistance, or Medicaid/CHIP.
ObamaCare covers coronavirus. All marketplace plans cover FDA-approved coronavirus tests and vaccines with no out-of-pocket costs. The same is true for Medicaid/CHIP as well.
A new bill from Congress includes provisions that increase Medicaid funding and offer coverage for COVID-19 testing without cost.
Dates and Deadlines For the 2021 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2021 health plans runs from November 1, 2020 to December 15, 2020 in most states. Plans sold during Open Enrollment start as early as January 1, 2021. Open enrollment is the only time of year… Read More
What Types of Preventive Care Does ObamaCare Cover? Under the Affordable Care Act (ObamaCare) all adults get 15 services covered for preventive care, women specifically get 22, and kids get 26. Below is a list of covered services. FACT: ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services… Read More
At ObamacareFacts.com we have always been focused on helping people, that’s it. The healthcare system in the United States is ridiculously complicated and Obamacare is no different. We’ve been helping educate consumers since 2012 on the Affordable Care Act, (Obamacare) and if there’s one thing that we have learned it is that there is continual… Read More
Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. They are lowered by a… Read More
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2019 – 2020 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2019 to get health coverage and cost assistance for 2020. Get covered at Healthcare.Gov. TIP: Open enrollment for 2021 starts Nov 1 2020. Learn more about… Read More
Our ObamaCare 2020 – 2021 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2020 including information on enrollment, assistance, benefits, plan types, and more. Below we’ll cover what you need to know for 2020, and for 2021 coverage purchased in 2020. TIP:… Read More
Health Saving Accounts and ObamaCare for 2020 We cover everything you need to know about Health Savings Accounts (HSAs) for 2020, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
Everything You Need to Know About Obamacare Cost Assistance For 2020 We cover everything you need to know about cost assistance on 2020 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More
Getting Short Term Health Insurance Instead of ObamaCare Short term health insurance can be used as primary health coverage in some cases. This is especially true for those who are healthy and want to keep costs low. Using Short Term Coverage As a Primary Health Insurance Using short term as your primary health insurance is… Read More
Under the ACA, health plans are ranked according to metals where the plans are ranked bronze, silver, gold, and platinum. Bronze has the lowest premiums and highest cost sharing, platinum has the lowest cost sharing and highest premiums.
Health Saving Accounts and ObamaCare for 2019 We cover everything you need to know about Health Savings Accounts (HSAs) for 2019, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
Bernie Sanders’ Medicare-for-all plan improves and expands Medicare to create a single payer universal healthcare system with no out-of-pocket costs for all Americans.
Dates and Deadlines For the 2020 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2020 health plans started November 1, 2019 and ended December 15, 2019 in most states. Plans sold during Open Enrollment start as early as January 1, 2020. Open enrollment is the only time of year… Read More
The Department of Justice announced support for a District Court ruling that found ObamaCare unconstitutional based on its individual mandate.
Everything You Need to Know About ObamaCare for 2019: Information on Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2019 including information on enrollment, assistance, benefits, plan types, and more. NOTE: This page covers everything you need to know for 2019 up until open enrollment 2020 (which happens at the… Read More
A new study shows that ObamaCare, specifically Medicaid expansion and marketplace assistance, helped people from becoming delinquent on rent and mortgage payments.
According to data compiled by Kaiser, the premium increases from 2018 to 2019 were rather tame compared to past years.
Below is a list of archived pages that are important to the site: ObamaCare Basics ObamaCare News: Daily ObamaCare Updates ObamaCare: Everything You Need to Know About the ACA ObamaCare What is ObamaCare? ObamaCare Facts ObamaCare Summary How Does ObamaCare Work? How Will ObamaCare Affect Me? Health Insurance Exchange ObamaCare Individual Mandate Minimum Essential… Read More