The Health Care System Cost Americans around 3 Trillion Dollars in 2014 and is Growing Every Year. Is ObamaCare Enough? Health Care Facts: health care reform is a good first step towards fixing our health care system. The health care facts show ObamaCare, while an effective program in many respects, isn’t enough to reform the 3 trillion… Read More
Why Was My Health Insurance Canceled? Let’s clear the air about ObamaCare and health insurance cancellation. Many thought they could keep their plan, but found their health insurance policy canceled as of 2014. Others were able to keep their plan past 2014, but needed to or will need transition to another plan by 2017. Let’s… Read More
ObamaCare and Appeals – Everything You Need to Know About Expanded Appeal Rights Under the Affordable Care Act The Affordable Care Act (ObamaCare) expanded health insurance appeal rights. Under the ACA it easy to appeal any health insurer or marketplace decision. Specifically, you have the right to an internal and external appeal of any decision… Read More
You Can’t Be Denied Coverage For Any Reason ObamaCare makes health insurance guaranteed issue meaning you can’t be denied health status, age, gender, or other factors. Just because insurance is guaranteed issue doesn’t mean you can’t be charged more for certain factors, although the ACA limits this as well. Below we will list the factors… Read More
What are Federal Poverty Levels Used for? Federal Poverty Levels, also known as Federal Poverty Guidelines, Federal Poverty Line, or simply FPL, are used to determine eligibility for cost assistance when purchasing insurance through the State or Federal Health Insurance Marketplace. Federal Poverty Levels are also used to determine eligibility for Medicaid, CHIP, and various other non-healthcare-related assistance… Read More
What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care… Read More
Affordable Care Act Dental Coverage Dental insurance, for the most part, isn’t covered under ObamaCare (the Affordable Care Act). However, children’s dental coverage is a required benefit included on all ACA compliant plans, and cost assistance can be applied to any Marketplace plan that includes dental. Although dental isn’t a required benefit of the Affordable Care… Read More
What Does ObamaCare Cost? Below we look at what ObamaCare costs individuals and families, what ObamaCare costs taxpayers, and what ObamaCare costs in terms of government spending. FACT: The Affordable Care Act (ObamaCare) lowers costs based on income. Plans costs less than $100 a month for the majority of Americans who qualify for assistance each… Read More
Check out the information below to learn about how to contact the fine people at ObamaCareFacts.com to ask any questions related to health insurance and the Affordable Care Act. TIP: We have moved our contact form. Please contact ObamaCareFact.com here. Need help signing up for health insurance? Find out how to sign up for ObamaCare and… Read More
Everything You Need to Know About Congress and ObamaCare We cover everything you need to know about ObamaCare and Congress, including updates on votes to repeal and replace ObamaCare and the Congress exemption. First here are a few updates on changes and attempted change to the law made by Congress and other branches of government…. Read More
If You Like Your Plan, You Can Keep it… If you like your plan you can keep it. Under ObamaCare you can keep your health insurance until 2015, even if it doesn’t comply with the ACA. Come 2015, if your plan doesn’t have a grandfathered status and doesn’t meet the requirements of the ACA, then… Read More
What is the Patient Protection and Affordable Care Act? The Patient Protection and Affordable Care Act of 2010; The Affordable Care Act, or ACA for short, was signed into law on March 23, 2010 to reform health care in America. The new health care law includes reforms to the affordability, quality, and availability of health… Read More
ObamaCareFacts.com – Providing Facts on the Affordable Care Act (ACA) Since 2012 ObamaCare Facts is an independent website. Get the facts on healthcare and health insurance under the Affordable Care Act (also known as ObamaCare). At ObamaCareFacts.com, we aim to offer fact-based information on the Affordable Care Act to help people learn about health insurance… Read More
The Biden-Harris Administration recently unveiled new tools to lower prescription drug costs for low-income seniors and people with disabilities. These tools focus on expanding the Extra Help program, a vital initiative that provides financial assistance for individuals enrolled in Medicare Part D. This program is a lifeline for many people, helping to cover their Medicare… Read More
Unemployed Americans get expanded subsidies under the latest COVID relief bill starting July 1st and continuing for the rest of the year.
The American Rescue plan Act increases and expands cost assistance under the Affordable Care Act. Up to 29 million Americans stand to benefit from the changes.
A new stimulus bill being proposed would fully subsidize coverage up to 150% of the poverty level, would end the subsidy cliff for people who make over 400% FPL, and more.
Did you know some states will allow you to enroll in a Marketplace plan even after the Dec 15 national deadline?
ObamaCare’s fate is currently in the hands of the Supreme Court. If the law is struck down in court, it is then in the hands of Congress.
When you lose employer based coverage for any reason other than non-payment you qualify for special enrollment in the health insurance marketplace (HealthCare.Gov or your state marketplace).
If you lose health insurance for any other reason than non-payment, for example if you lost coverage because you lost your job, you qualify for special enrollment in ObamaCare’s health insurance marketplace.
Facts on ObamaCare and Coronavirus We cover facts related to COVID-19 and healthcare under the Affordable Care Act (ObamaCare). This includes facts on free tests, coverage for coronavirus, extended enrollment dates, and more. Coronaviruses are a large family of viruses that may cause illness in animals or humans. The most recently discovered coronavirus causes coronavirus… Read More
According to preliminary data, CMSs says enrollment in ObamaCare’s marketplace was down by about 200,000 from last year with 8.3 million enrolling in a 2020 plan.
Premiums are dropping by 4% on average on marketplace plans. This the second year in a row premiums have dropped.
A recent study found that states that expanded Medicaid under the Affordable Care Act (ObamaCare) saw a decrease in deaths compared to non-expansion states.