Short Term Health Insurance for 2020

Getting Short Term Health Insurance For 2020; Including Short Term as an ObamaCare Alternative For 2020 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for…

Short Term Health Insurance As Primary Coverage

Getting Short Term Health Insurance Instead of ObamaCare Short term health insurance can be used as primary health coverage in some cases. This is especially true for those who are healthy and want to keep costs low. Using Short Term Coverage As a Primary Health Insurance Using short term as your primary health insurance is…

Short Term Health Insurance for 2018 – 2019

Getting Short Term Health Insurance For 2018 – 2019 For 2019 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for not having coverage is reduced…

Can Domestic Partners and LGBT Couples Get Marketplace Insurance?

Domestic Partners and LGBT Couples Can Get Marketplace Health Insurance. If you have an unmarried partner, LGBT or not, your eligibility for subsidies and tax credits depends on how you file your taxes and on state regulations. Some insurance companies offer coverage for unmarried domestic partners, and some do not; you need to check the…

Short Term Health Insurance Vs. ObamaCare

Understanding Short Term Health Insurance Under the Affordable Care Act We explain short term health insurance and how it is different than major medical coverage purchased on the marketplace during open enrollment under the Affordable Care Act (ObamaCare). Short term health insurance is typically a limited benefit health insurance. Short term doesn’t follow the new…

How Can I Get Free Healthcare?

How Can I Get Free or Low Cost Healthcare and/or Health Insurance? Free or low-cost healthcare options include marketplace insurance with cost assistance, V.A., Medicaid/CHIP, and Medicare. Sometimes people qualify for medical care because of membership in other groups or they can use clinics. TIP: If you don’t find what you are looking for, see…

How to Use HealthCare.Gov

How Do I Use Healthcare.gov to Sign Up, Shop For Plans, Get Assistance, and Enroll in Health Insurance? We explain how to use the official Health Insurance Marketplace HealthCare.Gov to sign up, shop for coverage, get assistance, and enroll in a health plan. First, to get started, you will need to go to HealthCare.Gov and select your state…

What to do When the Healthcare.Gov Marketplace is Down

How to Get Help With Health Insurance When Healthcare.gov is Down We explain what to do when the Healthcare.Gov Marketplace website is down during open enrollment. One option is to get help from a qualified broker. This can either involve calling a HealthCare.Gov approved broker, or calling HealthCare.Gov directly at 1-800-318-2596 (TTY: 1-855-889-4325) (although if the…

Incarceration and Health Insurance

Do Incarcerated Individuals Get Healthcare? Incarcerated Individuals and Marketplace Health Coverage, Private Health Coverage, Medicaid, Medicare, and SSI We explore the rights of incarcerated individuals to Medicaid, Medicare, and SSI, which provide continued care for incarcerated people after confinement. All incarcerated people have a right to medical care and attention. However, incarcerated individuals don’t have the…

Facts on the American Health Care Act

Everything You Need to Know About the American Health Care Act Below is an unbiased list of everything you need to know about the American Health Care Act (the ObamaCare replacement plan some call TrumpCare). UPDATE 2019: This plan never passed, and thus some specifics here are of historical interest only. TIP: Everything below is subject…

Time is Running Out to Sign Up for Marketplace Insurance

Open Enrollment for Marketplace insurance ends January 31st. Even though the future of the ACA is less than certain, there are no changes to Marketplace insurance or Cost Assistance yet. If you are still in need of health insurance for 2017, please sign up at Healthcare.gov or your state’s Marketplace while you still can. Support Marketplaces and Cost Assistance…

Health Insurance Cancellation Reform for Non-Payment

Health Insurance Cancellation Reform – Prohibition on Rescissions for Non-Payment in the Individual and Family Market. Below is a proposed solution to the problem of health insurance cancellations for non-payment. If your health plan has been dropped due to non-payment, please share your story here. The problem: Despite the fact that the ACA has done a lot to crack…

Life Insurance For Chronic Illness?

Life insurance, unlike health insurance under ObamaCare, is not typically guaranteed issue. However, there are options for those with chronic illnesses.

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