What is Medicare Advantage? Medicare Advantage, or Medicare Part C, is a health plan that offers Medicare Part A, B, and typically D benefits through a private company. Medicare Advantage offers everything Original Medicare Part A and Part B offers but with better benefits and coverage options. Typically however this comes at a higher upfront… Read More
How to Calculate Tax Credits and Subsidies for Health Insurance Sold on the Health Insurance Marketplace Our ObamaCare calculator will help you calculate tax credits and subsidies for health insurance sold on the Health Insurance Marketplace. Use this quick health insurance tax credit guide to help you understand the process. Or, just use one of… Read More
ObamaCare Facts 2020: Nosotros te decimos los hechos, no los puntos de discusión Plan Salud ObamaCare en Español; Les presentamos los Datos Sobre el Plan de Salud de ObamaCare en español. Nosotros te decimos los hechos, no los puntos de discusión. Conozca los hechos de ObamaCare (la Ley de Protección a Pacientes y Cuidados de… Read More
Let’s Take a Look at the Uninsured and How the Affordable Care Act has Changed Things The uninsured rates dropped to all times lows under the Affordable Care Act. The rate has however changed over time, for example, the rate rose under Trump (in part due to the fee for not having coverage being reduced… Read More
Notice of Health Care Coverage Options Rules Confuse Employers: We Tell You What You Need to Know – The Truth What do you need to tell your employees about ObamaCare as a small business? The $100 fee is a myth, but you still need to tell your employees about the marketplace. The week after Labor… Read More
A Summary of Supreme Court Cases Pertaining to the Affordable Care Act Supreme Court ObamaCare; ObamaCare has been taken to the Supreme Court once already for repeal. Aside from ObamaCare’s Supreme Court rulings, the Affordable Care Act has seen over 50 repeal attempts by the house and senate. IMPORTANT UPDATE: A Texas federal judge ruled the Affordable Care… Read More
The following is a summary of every provision in the Patient Protection and Affordable Care Act HR3590. Most of what you need to know about the PPACA is contained in title I – Quality, Affordable Health Care For All Americans. Title I contains almost all of the new benefits, rights, and protections, rules for employers,… Read More
No More Pre-existing Conditions Since 2014 ObamaCare eliminated pre-existing conditions starting in 2014. No more pre-existing conditions means you can’t be denied coverage, charged more, or denied treatment based on health status. Considering 1 in 2 Americans has a health condition that qualifies as a pre-existing condition, the Affordable Care Act (ObamaCare) doing away with pre-existing… Read More
A Quick Summary of ObamaCare and How it Works The following ObamaCare Summary offers a quick overview of what you need to know about health care reform under the Affordable Care Act. The summary includes a breakdown of how ObamaCare works, how to get covered under the new system, how to get cost assistance, the… Read More
Updates on the ObamaCare Website (HealthCare.Gov) The official ObamaCare website, that is the official health insurance marketplace website under the Affordable Care Act, is HealthCare.gov. We explain the history of HealthCare.Gov and how it works. The History of the Health Insurance Marketplace The health insurance marketplace was created by the Affordable Care Act as a… Read More
We Help You Understand the Affordable Care Act Here is our ObamaCare videos section. These ObamaCare videos will help you to understand aspects and current events surrounding the Affordable Care Act. Share our these videos with your friends to help them get a better understanding of the new health care reform law. Check out healthcare.gov’s… Read More
Making the Complex Simple in 10 Easy Pieces This is our ObamaCare top 10 list of the most important things to know about ObamaCare (the Affordable Care Act). The law can be overwhelming, but understanding these ten “ObamaCare Facts” will be enough to help you get covered, find out if you qualify for cost assistance,… Read More
How ObamaCare Taxes Affect You: New Taxes, Hikes, Breaks, Credits, and Other Changes Here’s a full list of ObamaCare Taxes. The 21 new ObamaCare tax hikes and breaks impact us all, but which ObamaCare taxes will you actually pay? Find out how the tax-related provisions in the Affordable Care Act (ObamaCare) will affect you, your… Read More
ObamaCare Subsidies – Premium and Out-of-Pocket Cost Assistance on Marketplace Plans Explained ObamaCare subsidies help reduce the cost of your premiums and out-of-pocket expenses based on your income. These subsidies are only available on plans sold through the Health Insurance Marketplace. Let’s break down what subsidies are, how they function, and how you can apply… Read More
We Asked You How You’ve Been Affected By ObamaCare, Here is What You Said Below are Real ObamaCare Stories from our readers. We asked you to share your ObamaCare stories on how health care reform has affected you. Thank you for the overwhelming amount of responses. We have done our best to answer your questions… Read More
How Will ObamaCare Affect Your Small Business? Get the facts on how ObamaCare impacts small businesses. ObamaCare’s small business tax credits and expansion of health insurance help small businesses and employees, while some higher earners and larger firms face new requirements. The Affordable Care Act (ACA) offers incentives, such as tax breaks and tax credits via… Read More
The Pros and Cons of ObamaCare What are the pros and cons of ObamaCare? The ObamaCare pros and cons mirror the complex nature of the new health care law. Pros: ObamaCare (the Affordable Care Act or ACA) contains many benefits, especially for low and middle-income families and small businesses. This includes tax credits for health insurance… Read More
No Cost-Sharing on Essential Preventive Care Thanks to the Affordable Care Act ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services help to put the focus on wellness, early detection, and prevention, instead of treatments and cures. FACT: At least 15 free preventive services and one wellness visit… Read More
When is Open Enrollment for ObamaCare, Medicaid, Medicare, and Other Insurance Types? Open enrollment is the annual period in which shoppers can enroll, switch plans, and get subsidies on health plans under the Affordable Care Act (ObamaCare). In general, open enrollment starts each year on November 1st and ends on January 15th. However, open enrollment may be extended… Read More
Your Guide to Everything ObamaCare Confused about ObamaCare? Our Free ObamaCare Guide makes understanding the Affordable Care Act and the Health Insurance Marketplace simple. Understanding each of the provisions contained within the Affordable Care Act is a tall order on its own, but getting a basic understanding of the law’s key provisions is something that… Read More
The Website Glitch, IRS Glitch, Smoker Glitch, and more. ObamaCare “Glitch”; a “glitch” in the ObamaCare website, the health insurance marketplace or healthcare.gov, follows other notable ObamaCare glitches. Other glitches have included the IRS glitch and the smoker glitch. Let’s take a look at how some of ObamaCare’s glitches affect you. Listen to the President… Read More
ObamaCare Facts 2023 – We Tell you the Facts, Not The Talking Points We provide up-to-date facts on ObamaCare (the Affordable Care Act). Get the ObamaCare facts on enrollment, assistance, benefits, plan types, and more. What is ObamaCare? The official name for “ObamaCare” is the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA) for short. The… Read More
Open Enrollment Extensions For ObamaCare Each year there are extensions for state marketplaces, extensions for certain circumstances, and may even be extensions to open enrollment for the federal marketplace Healthcare.gov. Notable Extension for 2022 – 2023: The deadline to enroll in the federal marketplace is extended. Open enrollment 2023 will run from November 1, 2022 until… Read More
ObamaCare Explained as Simply As Possible We explain everything you need to know about ObamaCare (the Affordable Care Act) in as simple terms as possible. A Quick Introduction to the Affordable Care Act ObamaCare, officially called the Patient Protection and Affordable Care Act, is a health care reform law signed in 2010 by President Barack… Read More
The Employer Mandate / Employer Penalty The ObamaCare Employer Mandate / Employer Penalty, originally set to begin in 2014, was delayed until 2015 / 2016. ObamaCare’s “employer mandate” is a requirement that all businesses with 50 or more full-time equivalent employees (FTE) provide health insurance to at least 95% of their full-time employees and dependents up… Read More