Hi I am about 59 Year old disabled lady living with my retired husband cannot afford private insurance, can I am eligible for obamacare insurance. Please reply
If you have a disability you can get ObamaCare. Cost assistance eligibility is based on household MAGI income, disability income can count toward MAGI. If your total income including SSDI, taxable disability insurance payments, and workers comp leave you with a MAGI of between 100% and 400% of the Federal Poverty Level then you qualify for cost assistance through ObamaCare's Health Insurance Marketplace. Medicaid works much the same way, you can also qualify for that based on MAGI if your state expanded.
If you have been on disability long enough then you will most likely qualify for Medicare. If you qualify for Medicare you can't get ObamaCare or Medicaid and must go with Medicare.
Please note: Please note some disability benefits aren't considered income, aren't taxable, and/or don't count toward MAGI. You can see a breakdown of each type at findlaw.com.