I Have a dear friend in the Florida that has Obama Care. As many others she was denied health Insurance prior to the ACA due to the pre-existing condition. She is currently undergoing kemo treatments for a condition she has endeared for a long time.
My question is this….
Will she be able to continue her kemo treatments and beyond those treatments or will she get thrown
under the bus should the court rules against the ACA?
She is sick with worry.
If ObamaCare is repealed those who get cost assistance and those with preexisting conditions could lose coverage options.
The biggest thing to note here is that the specifics depend on if a flat out repeal bill is passed or if a repeal and replace bill is passed.
Republicans under Trump are trying to pass a repeal and replace plan, and that specific plan has specific implications.
So let's talk about this specifically and in general.
In general, under any plan, people would likely not lose coverage right away, rather the way the healthcare system works is that things would switch at the start of the new calendar year.
We would like to tell you that those with preexisting conditions could keep their plan, but without key provisions like cost assistance and limits on what plans could charge, that may not be an option due to finances (this is the case with the new TrumpCare bill which seeks to allow states to charge more for being sick in the past and age).
In other words, people can keep their plans, if they can keep up with the payments (which could be considerably higher without all the ACA's protections for those with preexisting conditions; although the bill allows for state-based waivers, and thus it matters what state a person is in).
Here in 2017 we aren't discussing theory any more, today we are discussing two things:
- The latest attempt to repeal ObamaCare by Republicans.
- What exactly ObamaCare does and what could be lost.
Both of those things are a little complex, and given that we have already written about both in detail I suggest checking out the above links or the next link below.
See also: Our other page on "What Will Happen if ObamaCare is Repealed" for what will happen to the Affordable Care Act (ObamaCare) if the latest TrumpCare passes.
Feel free to ask any questions!