Am I Covered For Preexisting Conditions on BCBS Idaho?
I am new member in anthem blue cross blue shield, Idaho state.
My understanding is with effective date of coverage, Pre existing condition is not applicable and that I am covered for my pre existing condition like BLOOD PRESSURE AND DIABETICS.
PLEASE ADVISE
Answer
No insurer can deny you for preexisting conditions, once you start the plan all treatment is covered. Treatment sought before your plan started isn't covered, but ALL treatment that counts as a covered benefit is covered at the plans cost sharing amount.