4-4 Tie on ObamaCare Contraceptive Requirements from SCOTUS
The Supreme Court of the United States ended their deliberation on ObamaCare’s contraceptive requirement in a 4-4 tie.
Employer mandate
A Fix for the ACA (ObamaCare)
We explain some ideas for how to fix ObamaCare (the Affordable Care Act). The goal is to seek universal coverage and fix the ACA’s sticking points.
ObamaCare Repeal Vetoed
Obama has vetoed the first ObamaCare repeal bill to successfully pass the senate, the bill also included measures to defund Planned Parenthood.
ObamaCare’s Sticking Points
Out-of-pocket costs, the GOP’s rejection of Medicaid, the family glitch, and premium increases. These are ObamaCare’s sticking points.
Regístrese a ObamaCare: Plazo para el registro a ObamaCare
Cómo Registrarse para tener Seguro Médico bajo la Ley de Cuidados de la Salud Asequibles (Affordable Care Act) Para registrarse a ObamaCare encuentre el mercado de seguros de su estado, regístrese e inscríbase. Realice su registro para ObamaCare durante el registro abierto. Las instrucciones para registrarse, los detalles sobre cuotas, excepciones, periodos de registro e inscripción, e…
Subsidios de ObamaCare
Subsidios de ObamaCare en el Mercado de Seguros Médicos de su Estado Los subsidios de ObamaCare pueden ahorrarle dinero en sus primas y pagos adicionales. Los subsidios de ObamaCare solo están disponibles a través del Mercado de seguros, veamos que son los subsidios, cómo funcionan y cómo los puede aplicar para lograr un seguro médico…
Scott Walker’s Plan to Repeal & Replace ObamaCare
We explain Scott Walker’s plan to repeal and replace ObamaCare. We compare it to the ACA and examine what it gets right and wrong.
Can Group Health Insurance Discriminate Based On Health of Group?
Insurers can charge a group health plan as a whole more based on health status, but not individuals or families. The law doesn’t actually protect groups of people for being charged more
How Do I Switch From Family Plan to Individual Plan?
To switch to an individual plan from a family plan outside of open enrollment you need to have a qualifying life event that triggers a special enrollment period.
Coverage Exemption For Full-Time Workers?
An employer can offer coverage to an employee and the employee can simply decline coverage. The mandate says an employer has to offer coverage, not that an employee has to accept it.
ObamaCare Birth Control
ObamaCare covers one type of birth control per person from each of 18 FDA-approved categories at no out-of-pocket cost, although some plans have exemptions. This page will tell you what kinds of birth control are covered, which health plans have exemptions, how to get free birth control under the Affordable Care Act, and how to get help…
Health insurance Reimbursement Added to Paycheck?
Employers have pretty specific rules for health insurance reimbursement programs. The goal was to prevent large employers from skirting the mandate by reimbursing Marketplace subsidized coverage.
Cathy McMorris Rodgers & ObamaCare
Rep. Cathy McMorris Rodgers, R-Wash used her GOP clout to fish for ObamaCare horror stories, but came up with success stories instead.
What If I Didn’t Have Health Insurance?
Under the Affordable Care Act (ObamaCare) if you didn’t have health insurance for the whole year you may owe the fee, but if you had coverage for some of the year you may qualify for an exemption.
ObamaCare Cadillac Tax (Excise Tax on High End Plans)
ObamaCare’s Cadillac Tax is a 40% excise tax on high end plans above $10,200 for individuals and $27,500 for family coverage that was set to start in 2018 but was been delayed. This tax is not deductible. The excise tax is one of the main revenue sources for the ACA, helps curb healthcare costs, and…
Self-Employed Health Insurance
ObamaCare and Health Insurance for the Self-Employed The Affordable Care Act (ObamaCare) has some important implications for how the self-employed go about obtaining, maintaining, and paying for health coverage. If you’re self-employed, most of the healthcare provisions in the ACA apply to you. Let’s take a look at how you’re affected by ObamaCare, how you can reduce the cost of coverage, and how…
Second Lowest Cost Silver Plan (SLCSP) and Tax Tools
Second Lowest Cost Silver Plans and Lowest Cost Bronze Plans Explained The Second Lowest Cost Silver Plan (SLCSP) is a plan on each state’s Marketplace used to determine cost assistance for ObamaCare. Likewise, the Lowest Cost Bronze Plan in each state’s marketplace is used to determine affordability. This page covers everything you need to know about Second…
DACA Recipient, Do I Owe the Fee?
DACA recipients don’t owe the fee and aren’t required to get coverage. They cannot use the Marketplace, but can get covered by Medicaid in some states or by their employer.
ObamaCare Short Coverage Gap Exemption
Under ObamaCare, you are allowed one short coverage gap exemption which covers less than three months in a row without coverage each year. In other words, you are exempt for two full months but need to have coverage for at least one day of the third month. Beyond the short coverage gap exemption, there are other…
How Does the “Three Month” Coverage Gap Work?
The three month coverage gap covers less than three months in a row per year. So a person can go up to two full months in a row, but then must have coverage for at least one day of the third month.
Vision Insurance
Affordable Care Act Vision Coverage Vision insurance generally isn’t covered under the Affordable Care Act (ObamaCare). However, pediatric eye care is a required benefit included on all plans that qualify as minimum essential coverage under the ACA. Even though adult vision coverage isn’t a required benefit of ObamaCare, “vision health” is still an important aspect…
ObamaCare Exemptions List
A list of ObamaCare’s Exemptions, including Hardship Exemptions, you can apply for in order to qualify for Special Enrollment or be exempt from the fee can be found below. This page just covers the basics, see our page on ObamaCare Exemptions for further details on exemptions and the fee (active on plans held in 2014 –…
ObamaCare Deficit and Debt
ObamaCare decreases the deficit and debt with cost controlling provisions and taxes, but subsidies, protections, and healthcare spending may result in more debt over the long term if no further changes are made. UPDATE 2019: This page was created in 2015, numbers have been revised since this was written. So the logic remains the same, but the specific numbers need to…
How Does ObamaCare Control Costs?
Some say ObamaCare doesn’t do enough to control health care cost. Let’s look at how ObamaCare controls healthcare spending with cost controlling provisions. TIP: To find out what coverage under the Affordable Care Act will cost you, make sure to check out the healthcare.gov marketplace and find your cost after assistance is applied. Taxpayers are benefitting as…
Premium Tax Credit Form 8962 and Instructions
The Forms Needed if You Got Marketplace Tax Credits Under the Affordable Care Act (ObamaCare) Find out how to fill out Premium Tax Credit Form 8962, the form for reporting ObamaCare Tax Credits. We’ll review MAGI, FPL, and Adjusting credits. The form can seem daunting at first, but by understanding what all the fields mean,…