Open Enrollment 2020 Dates and Deadline

Dates and Deadlines For the 2020 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2020 health plans started November 1, 2019 and ended December 15, 2019 in most states. Plans sold during Open Enrollment start as early as January 1, 2020. Open enrollment is the only time of year… Read More

ObamaCare 2019

Everything You Need to Know About ObamaCare for 2019: Information on Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2019 including information on enrollment, assistance, benefits, plan types, and more. NOTE: This page covers everything you need to know for 2019 up until open enrollment 2020 (which happens at the… Read More

A List of Archived Pages

Below is a list of archived pages that are important to the site: ObamaCare Basics   ObamaCare News: Daily ObamaCare Updates ObamaCare: Everything You Need to Know About the ACA ObamaCare What is ObamaCare? ObamaCare Facts ObamaCare Summary How Does ObamaCare Work? How Will ObamaCare Affect Me? Health Insurance Exchange ObamaCare Individual Mandate Minimum Essential… Read More

Who Uses ObamaCare?

Everyone who has health coverage uses ObamaCare in one way or another. It is a misconception that only one demographic is impacted by the Affordable Care Act. Those who are impacted the most by ObamaCare’s provisions are those covered under the expansion of Medicaid, those who qualify for cost assistance, those who got covered by… Read More

Sign Up for ObamaCare 2019

How to Sign Up For Health Insurance Under the Affordable Care Act During the 2018 – 2019 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2019 To sign up for ObamaCare you must… Read More

Open Enrollment 2019 Dates and Deadlines

Dates and Deadlines For the 2018 – 2019 Open Enrollment Season Under the Affordable Care Act (ObamaCare) Open Enrollment in health plans for 2019 starts November 1, 2018 and ends December 15, 2018. Plans sold during Open Enrollment start January 1, 2019. Get covered at Healthcare.Gov. Open enrollment is the only time of year you can enroll in… Read More

Health Insurance Appeal Rights Under ObamaCare

Health Insurance Denial and Cancellation Appeal Rights Under the Affordable Care Act (ObamaCare) Customers have appeal rights for the denial of health insurance claims, the cancellation of health plans, and marketplace decisions under the Affordable Care Act (ObamaCare). However, one must appeal within the proper timeframe. TIP: For more details on appeals, see our page… Read More

Washington I-1600 Summary of Sections

A universal healthcare initiative to the people was filed in Washington State on January 23, 2018. If supporters are able to gather valid voter signatures by July 6th, 2018 (about 260,000) I-1600 will appear on the 2018 general election ballot in November. I-1600 Brief Summary of Parts I, II, III Part I creates a new… Read More

Provider Networks and Drug Formularies

Why do I Need to Know about Provider Networks and Drugs Formularies? We explore drug formularies and preferred providers. What are they and why do you need to know about them when choosing a  health insurance plan. Every insurance plan has a formulary or list of which drugs it will pay for and what it will… Read More

Some Immigrants are Eligible for Medicaid or CHIP

Are Immigrants Eligible for Medicaid or CHIP? Most lawful immigrants who have been in the United States for five years or more and meet residency requirements can enroll in Medicare or CHIP. Refugees, people seeking asylum, veterans and, in some states, pregnant women and children might be eligible for Medicaid and CHIP sooner. There are… Read More

How Your Doctor is Paid: Wage, Capitation, and Fee-For-Service Payments

Understanding How Your Doctor is Paid and Why it is Important We explain different ways doctors are paid including: salary / wage, capitation, and fee-for-service payments and compare incentive and non-incentive models. TIP: Although how your doctor is paid shouldn’t affect what sort of care you get, there are cases where it can be helpful… Read More

Should I Get an HMO, PPO, EPO, or POS?

What is the Difference Between a HMO, PPO, EPO, and POS? Which One Should I get HMO, PPO, EPO, and POS are all different types of health insurance provider networks offered by health plans. Of those HMO and PPO are the two most common. Below we help you understand HMOs, PPOs, EPOs, and POSs, each of… Read More

Cuotas ObamaCare del 2018

Las Cuotas de la Ley Individual para el 2018: Los Que Carezcan de Seguro Médico en el 2018 A pesar de que las cuotas de ObamaCare para el 2018 aún no están publicadas, puede ver las cuotas del 2016 y 2017 que no tuvieron cambios, y así tener un estimado de las penalizaciones por no… Read More

Short Term Health Insurance Vs. ObamaCare

Short-Term Health Insurance

Understanding Short Term Health Insurance Under the Affordable Care Act We explain short term health insurance and how it is different than major medical coverage purchased on the marketplace during open enrollment under the Affordable Care Act (ObamaCare). Short term health insurance is typically a limited benefit health insurance. Short term doesn’t follow the new… Read More

ObamaCare y las HSAs para el 2018

Cuentas de Ahorro para la Salud y ObamaCare en el 2018 Cubrimos todo lo que necesite saber acerca de las Cuentas de Ahorro para la Salud (HSAs por sus siglas en inglés) para el 2018, incluyendo cómo funcionan con los planes ObamaCare. TIP: La Ley de Cuidados de la Salud Asequibles también es llamada ObamaCare,… Read More

Asistencia en Costos para los Planes ObamaCare 2018

Información Actualizada de Asistencia en Costos para el 2018 Para el 2018, los compradores pueden adquirir tres tipos de seguro médico bajo ACA: Créditos fiscales sobre primas, Subsidios de Reducción de Costos Compartidos, y Medicaid / CHIP. A continuación, se encuentra la información actualizada de asistencia en costos para los planes del 2018, incluyendo todos… Read More

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