Facts on ObamaCare and Coronavirus We cover facts related to COVID-19 and healthcare under the Affordable Care Act (ObamaCare). This includes facts on free tests, coverage for coronavirus, extended enrollment dates, and more. Coronaviruses are a large family of viruses that may cause illness in animals or humans. The most recently discovered coronavirus causes coronavirus… Read More
Why do I Need to Know about Provider Networks and Drugs Formularies? We explore drug formularies and preferred providers. What are they and why do you need to know about them when choosing a health insurance plan. Every insurance plan has a formulary or list of which drugs it will pay for and what it will… Read More
Understanding How Your Doctor is Paid and Why it is Important We explain different ways doctors are paid including: salary / wage, capitation, and fee-for-service payments and compare incentive and non-incentive models. TIP: Although how your doctor is paid shouldn’t affect what sort of care you get, there are cases where it can be helpful… Read More
One may ask, “why do I need health insurance?” The simple answer is to protect ourselves against high medical costs and bankruptcy.
Is It True That Everyone Has Access to HealthCare in an Emergency? Under the EMTALA law, everyone is entitled to medical care at participating hospitals in an emergency, but the care is not free and we all pay for it. A Summary of Emergency HealthCare It is common to see social media statements that everyone can… Read More
Even if all states expand Medicaid, we need Planned Parenthood. ObamaCare’s expansion of coverage options provides free sexual and reproductive health services, but millions fall in the Medicaid gap in state’s that didn’t expand.
It’s estimated there are between 20,000 and 45,000 deaths a year due to lack of health insurance. Get the facts on mortality and health insurance in the US by reading our breakdown of past studies and reports below. The Uninsured and Mortality Rates A 2012 familiesUSA study shows that more than 130,000 Americans died between 2005… Read More
Get the facts on vaccines. Should we vaccinate our children, should I get the flu shot, what are the risks, pros, cons, and myths? We uncover the truth. FACT: The flu vaccination and other vaccinations are covered at no out-of-pocket cost on all major medical plans under the Affordable Care Act (ObamaCare). That means if you… Read More
ObamaCare Gives Smokers a New Incentive to Quit Get the facts on ObamaCare and smokers. From ObamaCare’s smoking cessation benefits to the amount smoking can increase premiums, ObamaCare affects smokers. Although insurers can’t charge more for health status, they can charge up to 50% more for smoking status. On the flip side of this ObamaCare… Read More
The Health Care System Cost Americans around 3 Trillion Dollars in 2014 and is Growing Every Year. Is ObamaCare Enough? Health Care Facts: health care reform is a good first step towards fixing our health care system. The health care facts show ObamaCare, while an effective program in many respects, isn’t enough to reform the 3 trillion… Read More