ObamaCare Taxes Due April 15
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Here are some last minute tax tips for ObamaCare about claiming tax credits, claiming exemptions, using your 1095-A form, and filing for extensions.
US Uninsured Rate Drops 11.9% in First Quarter 2015
Under the Affordable Care Act (ObamaCare) the uninsured rate dropped to 11.9% for Q1 of 2015. This is down about 1% from last quarter and 5.2% since 2013.
Insurance Agent Fraud – Story
My families health Insurance thru HEALTHCARE MARKETPLACE: BC/BS of NC has been Fraudulently CANCELLED by the Licensed Independent Agent that originally set it up in May of 2014. Background information: I contacted a recommended Authorized Licensed Agent in May of 2014 to see if my family would qualify for insurance thru the Healthcare Marketplace. We… Read More
ObamaCare 2015 Re-Cap
A recap of Jan 2015 – April 2015 on ObamaCare’s tax forms, special enrollment periods, Rand, Cruz, Medicaid expansion, King V Burwell, signups, and more.
Cathy McMorris Rodgers & ObamaCare
Rep. Cathy McMorris Rodgers, R-Wash used her GOP clout to fish for ObamaCare horror stories, but came up with success stories instead.
Travel Exemption Over Multiple Years?
You can use any 330 day period outside the US for ObamaCare’s travel exemption. This means you can have two exempt periods in the same year of 12 months each.
Returning to US From Abroad and ObamaCare
US citizens can enroll in ObamaCare’s Health Insurance Marketplace via Special Enrollment when retuning to the US after living abroad.
ObamaCare Cost Drops to $1,207 Billion Net
The CBO announced ObamaCare’s new cost of $1,207 trillion net in it’s March 2015 report which includes Updated Estimates of the Insurance Coverage Provisions of the Affordable Care Act.
What If I Didn’t Have Health Insurance?
Under the Affordable Care Act (ObamaCare) if you didn’t have health insurance for the whole year you may owe the fee, but if you had coverage for some of the year you may qualify for an exemption.
Do I Lose My Cost Sharing I Paid When Switching Plans?
In general, all private plans have adopted the calendar year as a policy period. This makes switching plans easy in regards to cost sharing.
Denial of Health Insurance Due to Preexisting Conditions?
If you get denied coverage due to preexisting conditions then: your insurer is breaking the law, you have limited coverage, or a grandfathered plan.
Self-Employed Health Insurance
ObamaCare and Health Insurance for the Self-Employed The Affordable Care Act (ObamaCare) has some important implications for how the self-employed go about obtaining, maintaining, and paying for health coverage. If you’re self-employed, most of the healthcare provisions in the ACA apply to you. Let’s take a look at how you’re affected by ObamaCare, how you can reduce the cost of coverage, and how… Read More
Being Denied Medicaid or CHIP
Being denied Medicaid or CHIP may grant you access to a special enrollment period, an exemption, and/or catastrophic coverage depending upon your situation
Can I Get Coverage When I Retire?
When you lose coverage due to retiring, or for any reason other than non-payment, it triggers a Special Enrollment Period where you can enroll in a Marketplace plan.
Still Trying to Get Coverage for 2015? Here are Your Options.
If you missed the health insurance February 15 deadline, health plan options include Special Enrollment, Medicaid, CHIP, and Short Term Health Insurance.
What to Do if You Are Running Out of Time to Enroll
If you are running out of time to enroll in a Marketplace plan for 2015, follow the steps below to ensure you get covered.
Last Chance to Enroll in a Health Plan For 2015 is Today February 15th
Barring any official extensions, today February 15th, 2015 is the last day to enroll in a health plan for 2015.
ObamaCare Tax Extension, An Extra Sign-up Period to Avoid the Fee
There may be an extra enrollment period during tax season due to an ObamaCare enrollment extension that would let people sign-up and avoid the fee.
Coverage and Exemption for Long-term Travelers, What are the Rules?
You do qualify for the exemption for being out of the country for more than 330 days. When you move back it will trigger a 60 Special Enrollment Period
ObamaCare Short Coverage Gap Exemption
Under ObamaCare, you are allowed one short coverage gap exemption which covers less than three months in a row without coverage each year. In other words, you are exempt for two full months but need to have coverage for at least one day of the third month. Beyond the short coverage gap exemption, there are other… Read More
Can My Plan Be Cancelled for Non-Payment?
It’s legal to cancel coverage, but they have to give you 30 days notice. Considering there has been no first payment, this may technically count.
Living in Two States, What do I Do about Switching Plans After Accident?
If you are on a plan, and getting medical attention for an injury, do not switch plans mid-year without consulting your insurer. Cost sharing is based on policy periods. If you switch to a different provider and a different state mid-treatment your insurer could start pulling out loopholes to avoid payment.
Vision Insurance
Affordable Care Act Vision Coverage Vision insurance generally isn’t covered under the Affordable Care Act (ObamaCare). However, pediatric eye care is a required benefit included on all plans that qualify as minimum essential coverage under the ACA. Even though adult vision coverage isn’t a required benefit of ObamaCare, “vision health” is still an important aspect… Read More
ObamaCare: 10 Million Strong and Growing
ObamaCare sign up numbers reach 10 million after a surge in Federal Marketplace enrollments. A February 2015 HHS report shows ObamaCare is working. Enrollment numbers have surpassed 10 million between the state and federal marketplaces. It also points out some other really cool and groundbreaking facts about the uninsured rate (updated with citations on March 18 2015)…. Read More
Dependent Not Covered for Routine Maternity Care, What are My Options?
Generally speaking a dependent can remain on your plan until they become pregnant, at that time they will qualify for a Special Enrollment Period. However, in this situation it may not make sense to claim her as a dependent.