What Kind of Insurance To Get When Spouse Turns 65?
What kind of insurance do we get when my husband turns 65 for him is it something to get through the market place or what I am a year younger than him so I would assume I would stay with the same.
When one spouse turns 65 and becomes eligible for Medicare the other spouse can get a Marketplace plan or stay on the current plan if they are under 65.
The transition from family plan to individual plan can be a little hard tricky as all policies are based on policy periods. You just want to watch out for a gap in coverage or "wasting" money you paid toward your deductible / maximum.
Losing coverage for any reason other than non-payment can qualify the spouse for special enrollment in the Marketplace, this could be needed if there are only two family members and you are switching off a family plan.