I am single working adult and my mom (a legal permanent resident) lives with me. She is 78 years old and has no income. While trying to seek clarification if she is required to have health insurance, I called the local organization in Georgia who advised that she would be exempt primarily because she is not a working adult. She is neither eligible for medicare nor medicaid.

We are in Georgia.

I have been researching on this and came across your nice / simple site. It talks about many scenarios but does not have any sections for 65/older, retired/non working, income-less dependent exemption.

Please share me any documentation that can help


A 65 plus senior who is not eligible for Medicare can get Marketplace subsidies through a family plan or on their own. Medicare disqualifies one from Marketplace cost assistance, as does retiree, but age alone doesn't. There is no specific exemption, but if she was not claimed as a dependent then she could probably get an exemption due to income.

You can find more information on this page from HealthCare.Gov.

Rate and Comment on the Answer

Your email address will not be published. Required fields are marked *

1 2 3 4 5

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Dan S. on

Health insurance in the United States is a joke to say the least. I’ve been with Blue Cross of California for over 32 years and never had a claim. I’m currently 61 and my premiums are 820.00 per month with a 2500.00 deductible. In the mean time tax payers are paying for medical coverage for people illegally in the country. We need a new government and an end to the insurance industry asap. This country has become a f–king joke. Every individual should pay for their own health insurance, no more company paid health insurance. Make everyone pay on a level playing field. People will then realize what a joke the insurance industry is.