I have a woman who is foreign citizen and I am a US citizen and I am wondering what will happen if I get her pregnant and will our baby have health insurance coverage.


Answer

Only US citizens and legal residents can get Marketplace health insurance, but there are a number of other options for pregnant foreign citizens. Options depend upon what state you are in, immigration status, and immigration date. Options range from coverage for pregnancy only, to emergency coverage, to full coverage depending upon a range of factors. Most of these same rules apply for the child, however since you are a citizen your child once born would be a citizen and could join a family plan (you would need to use a special enrollment period to switch to a family plan).

To qualify you may need to provide:

  • Proof of pregnancy
  • Proof of citizenship, if a legal US resident ( and identification documentation such as birth certificate or social security card)
  • Proof of non-citizenship if not a US resident
  • Proof of income

Learn more from Medicaid and CHIP Coverage of Lawfully Residing Children and Pregnant Women

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State

CHIP

Medicaid

California Children Children and pregnant women
Colorado Pregnant women
Connecticut Children Children and pregnant women
Commonwealth of the Northern Mariana Islands (CNMI) Children* and pregnant women
Washington, D.C.*** Children and pregnant women
Delaware Children Children and pregnant women
Hawaii*** Children and pregnant women*
Illinois Children Children*
Iowa Children Children
Kentucky Children Children*
Maine Children Children and pregnant women
Maryland*** Children and pregnant women
Massachusetts Children Children and pregnant women
Minnesota Children Children and pregnant women
Montana Children Children*
Nebraska Children Children* and pregnant women
New Jersey Children and pregnant women Children and pregnant women
New Mexico*** Children and pregnant women
New York Children Children and pregnant women
North Carolina Children Children* and pregnant women
Ohio*** Children and pregnant women
Oregon Children Children*
Pennsylvania Children Children and pregnant women
Rhode Island Children Children
Texas Children Children*
Vermont*** Children and pregnant women
Virginia Pregnant women**
Children
Children and pregnant women*
Washington Children Children and pregnant women
West Virginia Children Children and pregnant women*
Wisconsin Children and pregnant women
Wyoming Pregnant women

Updated as of March 24, 2014.

* These States cover children in Medicaid up to age 19.

** Virginia is using an 1115 demonstration to cover pregnant women.

*** These states are CHIP Medicaid expansion programs.

Proposed for Medicaid: American Samoa

Proposed for CHIP: Wisconsin

 

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tar yous on

my wife is a non us citizen and she is pregnant.she is visiti g so e friends in newyork. if she had to give birth there, how can we manage an insurance and how much it will cost

luthfa ambia on

I’m pregnant and I do not have a British citizen then u will have benefit

luthfa ambia on

I’m pregnant and I do not have a British citizen then i will benefit

Shweta on

My husband is us citizen and m having ssc no. Now m pregnant so is us gov give me free medical insurance ?

Joy Christy on

My wife is Indian citizen right now she is in canada on visitor visa and having 6th months of pregnancy going on how how I can help her or my child or both of them to bring her here in USA as I m citizen or with medical help.