We have health insurance thru our job, not obama. Dental insurance is not available. My children need to go to a dentist. What, if anything is available to me federal or state other than paying out of pocket which is not an option , or is this another loophole?
Employers must provide child dental, if they don't offer it, then they aren't offering a qualified health plan and you should be able to apply to use the Marketplace. You'll need to have your employer fill out an employer coverage tool. There could simply be some miscommunication here, so you'll want to double check with both the Marketplace and your employer.