What are the Options for Employee With Unaffordable Coverage?

For 2015: if I elect to be uninsured but my husband remains insured through his employer, what will my penalty be based on (I’m unable to participate in my husband’s health plans and my own employer’s health plans are too expensive)? Will it be 2% of just my income or our income combined, and will we have to file our taxes separately?

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can my employer deny my request to terminate my coverage due to contract not being followed by employer?

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