Can my dermatologist code wellness for a visit? I have an annual check up each year with the dermatologist. If he finds an unusual mole, he removes and checks it. My insurance company says they will pay for this each year with no cost to me if it is coded wellness. The doctors office says the law changed a couple years ago due to the Affordable Care Act and they can no longer code wellness. I can’t find any such law. Everything I find is requiring insurance companies to pay wellness 100%. Are dermatologists an exception?