My daughter is currently unemployed. She went through the process of reapplying for Obama care. They told her she qualifies for Medicaid where there is no monthly cost. So that’s what she opted for. But in two weeks she starts a new job. Does she have to reapply in two week or is she still eligible for Medicaid for the entire year?
Once you are accepted into a Medicaid program you have that coverage until you are asked to reapply and you are determined ineligible. Generally you will have to reapply for Medicaid every year. That being said if she maintains the job, and her income is high enough, she may become ineligible for Medicaid due to income.
Also, like it is with the marketplace, if your income increases the proper thing to do is to report the income increase (and to switch to a marketplace or employer plan as necessary depending on a person's options). NOTE: Make sure you are following rules for reporting income changes in your state; some states have strict reporting requirements that must be adhered to. If you are unsure, contact your state Medicaid department.
Generally, she should just be aware of eligibility requirements in here state. If and when she can afford other coverage, and knows she would no longer qualify for Medicaid due to her income, she can elect to get another type of coverage.
Typically you only have to reapply for Medicaid when you receive any of the following notices of action:
- A redetermination notice
- A notice of a change in your Medicaid benefits
- A notice that your Medicaid benefits are ending
If you have further questions simply contact your state Medicaid office.