2021 Special Enrollment Due to COVID-19

Find Out if You Qualify for 2021 Special Enrollment Due to COVID-19 There is a 2021 special enrollment due to COVID-19. Special enrollment due to COVID-19 runs from Feb 15, 2021 to May 15, 2021 (extended to Aug 15, 2021). Everyone who doesn’t have insurance qualifies, and many people will qualify for assistance based on…

2021 and 2022 Federal Poverty Levels (FPL) For ACA Coverage

The federal poverty level is $12,760 for an individual ($26,200 for a family of 4) for 2021 coverage. The federal poverty level is $12,880 for an individual ($26,500 for a family of 4) for 2022 coverage. The maximum amount to get tax credits is 400% of the poverty level. If you go over 400% by…

2022 ObamaCare Eligibility Chart and Subsidy Calculator

This page features a 2022 ObamaCare eligibility chart, the 2021 federal poverty level used for 2021 subsidies, and a subsidy calculator. ObamaCare Cost Assistance To get assistance under the Affordable Care Act you must earn between 100% – 400% of the poverty level. For 2021, that is $12,760-$51,040 for an individual and $26,200- $104,800 for…

2021 Federal Poverty Guidelines

The 2021 Federal Poverty Guidelines (for 2022 Cost assistance and 2021 Medicaid/CHIP) Below are the 2021 Federal Poverty Guidelines that went into effect in early 2021 (the ones you use for 2021 Medicaid/CHIP and for 2022 marketplace cost assistance). These guidelines are the key to all cost assistance under the Affordable Care Act. Specifically, these guidelines…

Open Enrollment 2022 Dates and Deadline

Dates and Deadlines For the 2022 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2022 health plans is scheduled to run from November 1, 2021 to December 15, 2021 in most states. Plans sold during Open Enrollment start as early as January 1, 2022. Open enrollment is the only…

List of States With Mandates for 2021

A List of States With a Health Insurance Requirement and Fee for 2021 Although the fee for not having health insurance has been reduced to $0 on a federal level since 2019, some states still have an individual mandate. Here is a list of states where you have to buy health insurance for 2021. States…

State Specific Deadlines and Extensions for ObamaCare 2021 Open Enrollment

Some states have extended deadlines different from the federal deadline for ObamaCare. Below are the state-based deadlines for 2021 for marketplace coverage. Please double-check the official state-based websites and the federal marketplace HealthCare.Gov to confirm extensions each year, as some extensions are subject to change. Open enrollment ran from November 1, 2020 – December 15, 2020, unless otherwise noted.…

2021 ObamaCare Eligibility Chart and Subsidy Calculator

This page features a 2021 ObamaCare eligibility chart, the 2020 federal poverty level used for 2021 subsidies, and a subsidy calculator. ObamaCare Cost Assistance To get assistance under the Affordable Care Act you must earn between 100% – 400% of the poverty level. For 2021, that is $12,760-$51,040 for an individual and $26,200- $104,800 for…

BidenCare Facts

Get the Facts on BidenCare. BidenCare is Joe Biden’s plan to ‘protect and build’ ObamaCare. It includes expanded cost assistance, a Medicare-like public option, and other healthcare reform measures. You can see Biden’s ‘Protect and Build” ObamaCare (AKA Bidencare) plan on his website. Or, keep reading to get the facts on BidenCare and a summary…

2021 Cost Assistance Obamacare

Everything You Need to Know About Obamacare Cost Assistance For 2021 We cover everything you need to know about cost assistance for 2021 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical…

Cost Sharing Reduction Subsidies 2021

Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. CSR subsidies are based on…

Premium Tax Credit Caps for 2021

The Premium Tax Credit Subsidy Caps By Percentage of Household Income for SLCSP 2021 Premium tax credit caps on 2021 marketplace coverage range from 2.07% – 9.83% of income based on the 2020 federal poverty level. Premium tax credits are tax credits that can be taken in advance as Advanced Premium Tax Credits or at…

Out-of-Pocket Maximums and Deductible Limits For 2021

Each year the ACA sets new limits for out-of-pocket maximums and deductibles. Here are the limits for 2021 plans for individuals and families. For 2021, your out-of-pocket maximum can be no more than $8,550 for an individual plan and $17,100 for a family plan before marketplace subsidies. These numbers have been revised up for 2021,…

HSA Limits for 2021

Health Saving Accounts and ObamaCare for 2021 We cover everything you need to know about Health Savings Accounts (HSAs) for 2021, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how…

Sign Up for ObamaCare 2021

How to Sign Up For Health Insurance Under the Affordable Care Act During the 2020 – 2021 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2020 to get health coverage and cost assistance for 2021. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2021 To sign up for ObamaCare you…

Open Enrollment 2021 Dates and Deadline

Dates and Deadlines For the 2021 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2021 health plans runs from November 1, 2020 to December 15, 2020 in most states. Plans sold during Open Enrollment start as early as January 1, 2021. Open enrollment is the only time of year…

The 2020 Federal Poverty Guidelines

The 2020 Federal Poverty Guidelines (for 2021 Cost assistance and 2020 Medicaid/CHIP) Below are the 2020 Federal Poverty Guidelines that went into effect in early 2020 (the ones you use for 2020 Medicaid/CHIP and for 2021 marketplace cost assistance). These guidelines are the key to all cost assistance under the Affordable Care Act. Specifically, these guidelines…

The Federal Poverty Level Guidelines For 2020 and 2021 Coverage

Below are the Federal Poverty Level Guidelines (FPL) used to determine cost assistance for 2020 and 2021 health coverage under ObamaCare. Please note that cost assistance for plans is based on the federal poverty levels from the previous year, so for example 2020 coverage is based on the 2019 poverty levels (you can see a…

Is ObamaCare Still in Effect for 2020?

The Affordable Care is still in effect for 2020 and beyond, although there are some changes. In short, Americans no longer have to pay a fee for not having coverage, but they can still get cost assistance.

The Federal Poverty Level Guidelines For 2019 and 2020 Coverage

Below are the Federal Poverty Level Guidelines (FPL) used to determine cost assistance for 2019 and 2020 health coverage under ObamaCare. Please note that cost assistance for plans is based on the federal poverty levels from the previous year, so for example 2020 coverage is based on the 2019 poverty levels (you can see a…

Cost Sharing Reduction Subsidies 2020

Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. They are lowered by a…

Sign Up for ObamaCare 2020

How to Sign Up For Health Insurance Under the Affordable Care Act During the 2019 – 2020 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2019 to get health coverage and cost assistance for 2020. Get covered at Healthcare.Gov. TIP: Open enrollment for 2021 starts Nov 1 2020. Learn more about…

Short Term Health Insurance for 2020

Getting Short Term Health Insurance For 2020; Including Short Term as an ObamaCare Alternative For 2020 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for…

Premium Tax Credit Caps for 2020

The Premium Tax Credit Subsidy Caps By Percentage of Household Income for SLCSP 2020 Premium tax credit caps on 2020 marketplace coverage range from 2.06% – 9.78% of income based on the 2019 federal poverty level. Premium tax credits are tax credits that can be taken in advance as Advanced Premium Tax Credits or at…

ObamaCare 2020

Our ObamaCare 2020 – 2021 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2020 including information on enrollment, assistance, benefits, plan types, and more. Below we’ll cover what you need to know for 2020, and for 2021 coverage purchased in 2020. TIP:…