What Does President Trump Mean for ObamaCare?
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Trump’s been elected, and that means TrumpCare may replace ObamaCare. Here is what changes to expect for ObamaCare under President Trump.
ObamaCare y las HSAs para el 2017
Cuentas de Ahorro para la Salud y ObamaCare en el 2017 Cubrimos todo lo que necesite saber acerca de las Cuentas de Ahorro para la Salud (HSAs por sus siglas en inglés) para el 2017, incluyendo cómo funcionan con los planes ObamaCare. ¿Qué son las Cuentas de Ahorro para la Salud? Los ahorros de salud… Read More
Asistencia en Costos para los Planes ObamaCare 2017
Información Actualizada de Asistencia en Costos para el 2017 Para el 2017, los compradores pueden adquirir tres tipos de seguro médico bajo ACA: Créditos fiscales sobre primas, Subsidios de Reducción de Costos Compartidos, y Medicaid / CHIP. A continuación, se encuentra la información actualizada de asistencia en costos para los planes del 2017, incluyendo todos… Read More
2016 Federal Poverty Guidelines
The 2016 Federal Poverty Level Guidelines (Used in 2016 and 2017) Understanding the Federal Poverty Guidelines for Determining Cost Assistance For 2016 Medicaid and CHIP and Assistance on Plans Active in 2017 Below are the 2016 Federal Poverty Guidelines used for cost assistance on 2017 health plans, 2016 Medicaid / CHIP, and taxes filed April 15, 2018…. Read More
What is a Major Medical Health Insurance Plan?
A major medical health insurance plan generally describes any private individual or family plan sold after 2014 that follows the ACA’s new guidelines. This means it is a plan that counts as minimum essential coverage, offers the ten essential health benefits, follows guidelines for deductible and out-of-pocket maximum limits, and covers “major expenses” associated with serious illness… Read More
ObamaCare Cost Assistance For 2017 Plans
Updated Cost Assistance Information for 2017 For 2017, shoppers can get three types of health insurance cost assistance under the ACA: Premium Tax Credits, Cost Sharing Reduction Subsides, and Medicaid/CHIP. Below is updated cost assistance information for 2017 plans, including all plans purchased during 2017 open enrollment Nov 1. 2016 – Jan. 31. 2017. TIP: Seniors… Read More
ObamaCare and HSAs for 2017
Health Saving Accounts and ObamaCare for 2017 We cover everything you need to know about Health Savings Accounts (HSAs) for 2017, including how HSAs work with ObamaCare plans. What Are Health Savings Accounts? Health savings accounts are tax-advantaged medical savings accounts that you can draw money from for certain medical expenses. They work a bit… Read More
ObamaCare Open Enrollment 2017
Understanding ObamaCare’s 2017 Open Enrollment Period Open Enrollment 2017 started November 1, 2016 and ended January 31, 2017. Open enrollment is the only time you can enroll in a health plan on the individual market without qualifying for special enrollment. That means if you wanted to get cost assistance and avoid the monthly fee for 2017,… Read More
What is HillaryCare?
HillaryCare Explained – The History of Hillary Clinton’s Healthcare Reform Efforts HillaryCare describes healthcare reform efforts by Hillary Clinton. This includes her healthcare reform efforts in 1993 that paved the way for CHIP and the ACA, and all efforts since. If Hillary gets elected HillaryCare will describe healthcare reform under her Presidency. Below we discus: Hillary’s… Read More
ObamaCare News Archives 2012 – 2014
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More
Health Insurance Premium and Cost Sharing Explanation
A Quick and Simple Guide to Health Insurance Costs and Assistance Types of health insurance costs include: monthly premiums and out-of-pocket costs / cost sharing (copays, coinsurance, deductible, out-of-pocket maximum). Here the premium is what one pays for the policy, and then cost sharing is a reference to the part of the costs the plan covers… Read More
The Psychology of ObamaCare’s Advanced Tax Credits and Repayment Limits
When it comes to Advanced Premium Tax Credits, it is always tempting to take the maximum amount you qualify for. However, repayment limits can mean owing back credits.
How to Explain Obamacare to the Average Person Upset With Costs
Explaining ObamaCare to the average person who is upset with costs is really hard, but an honest approach sends the right message.
A Fix for the ACA (ObamaCare)
We explain some ideas for how to fix ObamaCare (the Affordable Care Act). The goal is to seek universal coverage and fix the ACA’s sticking points.
TrumpCare Explained
What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More
How to Enroll in a Plan at the Last Minute
Here is a quick guide for enrolling in Healthcare.Gov coverage at the last moment.
ObamaCare’s Sticking Points
Out-of-pocket costs, the GOP’s rejection of Medicaid, the family glitch, and premium increases. These are ObamaCare’s sticking points.
What is the Best Health Coverage to Get For 2016?
Under ObamaCare the best plan is generally a Silver plan with an HSA, for low income it’s Medicaid / CHIP, and for Seniors at least Medicare A & B. There is a bit more to it, but if we only had one sentence to convey a blanket answer that would be it. If we get one… Read More
Rates More Than Doubled For Middle-Class Family – Story
As of January, 2016, our Healthcare provider has notified us that our rates will more than double. They increased by almost 20% from 2013 to 2014. There is no logic in not having every single American citizen pay on some level for care they receive, barring the elderly and disabled.
High Premiums and High Deductibles Going into 2016
People of all income levels, news sources, insurers, and providers have expressed frustration over rising health premiums and deductibles going into 2016.
Subsidios de ObamaCare
Subsidios de ObamaCare en el Mercado de Seguros Médicos de su Estado Los subsidios de ObamaCare pueden ahorrarle dinero en sus primas y pagos adicionales. Los subsidios de ObamaCare solo están disponibles a través del Mercado de seguros, veamos que son los subsidios, cómo funcionan y cómo los puede aplicar para lograr un seguro médico… Read More
Matt Bevin Wins Kentucky, but 400,000 May Lose Medicaid
Tea Party favorite Matt Bevin (R) is the new Governor of Kentucky and that is bad news for 400,000 Kentuckians who qualify for Medicaid under ObamaCare.
Open Enrollment 2016, Rate Increases, and the Medicaid Gap
For 2016 Millions will get coverage, and cost assistance will help ease the impact of rate hikes, yet millions will be left uncovered due to the Medicaid gap.
Proposed 2016 House GOP Budget Repeals ObamaCare
The new 2016 house GOP budget includes a full repeal of ObamaCare, this mirrors the 2013 budget that shutdown the government cost tax payers billions.
Is ObamaCare a Handout?
ObamaCare is a law, the law contains cost assistance based on income and tax filing status. Whether this is a handout depends upon your definition of handout.