Lowering Prescription Drug Costs: The Biden-Harris Administration’s New Tools for Extra Help


The Biden-Harris Administration recently unveiled new tools to lower prescription drug costs for low-income seniors and people with disabilities. These tools focus on expanding the Extra Help program, a vital initiative that provides financial assistance for individuals enrolled in Medicare Part D. This program is a lifeline for many people, helping to cover their Medicare… Read More

2023 Texas Judge Ruling: The Future of Preventive Care Under ObamaCare

On Thursday, March 30, 2023, a Texas federal judge invalidated the Affordable Care Act (ACA) mandate requiring insurers to cover specific preventive services for free, such as certain cancer screenings and medicines for preventing heart disease. The ruling could affect over 150 million Americans’ out-of-pocket costs for these services. Immediate implications are unclear, and health experts don’t expect significant short-term changes. The Biden administration is expected to appeal the decision, which could lead to further legal proceedings.

2024 ObamaCare Eligibility Chart and Subsidy Calculator


This page features a 2024 ObamaCare eligibility chart, the 2023 federal poverty level used for 2024 subsidies, and a subsidy calculator. ObamaCare Cost Assistance To qualify for assistance under the Affordable Care Act, your income generally must fall between 100% and 400% of the federal poverty level. For 2024 coverage, this range is $14,580 to… Read More

Open Enrollment 2024 Dates and Deadlines


ObamaCare Health Insurance Deadline 2024 ObamaCare’s Open Enrollment period for 2024 health plans started November 1, 2023, and ends January 15, 2024, in most states. Plans sold during Open Enrollment start as early as January 1, 2024. Open enrollment is the only time of year you can enroll in a health plan, switch plans, or… Read More

ObamaCare Income Limits Chart


Income limits for ObamaCare are determined by family size and are based on the federal poverty guidelines published annually. 2025 ObamaCare Income Limit Chart Below is the income limit chart for ObamaCare for 2025. See our 2025 ObamaCare Eligibility Chart and Subsidy Calculator for more details. Types of Cost Assistance For 2025 Individual Annual Income… Read More

HSA Limits for 2023


Health Saving Accounts and ObamaCare for 2023 We cover everything you need to know about Health Savings Accounts (HSAs) for 2023, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More

Cost Sharing Reduction Subsidies 2023


Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. For 2023 CSR values remain unchanged and provide 70%, 73%, 87%, or 94% Actuarial Value depending on income. CSR subsidies lower your coinsurance, and lower… Read More

2023 ObamaCare Eligibility Chart and Subsidy Calculator


This page features a 2023 ObamaCare eligibility chart, the 2022 federal poverty level used for 2023 subsidies, and a subsidy calculator. ObamaCare Cost Assistance To qualify for assistance under the Affordable Care Act, your income must be between 100% and 400% of the federal poverty level. For 2023, this range is $13,590 to $54,360 for… Read More

2023 Cost Assistance Obamacare


Everything You Need to Know About Obamacare Cost Assistance For 2023 We cover everything you need to know about cost assistance for 2023 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More

Open Enrollment 2023 Dates and Deadline


Open Enrollment 2023

Dates and Deadlines For the 2023 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2023 health plans starts November 1, 2022, and ends January 15, 2023, in most states. Plans sold during Open Enrollment start as early as January 1, 2023. Open enrollment is the only time of year… Read More

Sign Up for ObamaCare 2022


How to Sign Up For 2022 Health Insurance Under the Affordable Care Act Sign up for ObamaCare between November 1, 2021, and January 15, 2022, to get health coverage and cost assistance for 2022. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2022 To sign up for ObamaCare you must shop for coverage during open… Read More

ObamaCare 2022


ObamaCare open enrollment dates and deadlines.

Our ObamaCare 2022 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2022 including information on enrollment, assistance, benefits, plan types, and more. In this article, we’ll cover what you need to know for 2022 coverage purchased during open enrollment 2022 (Nov 1,… Read More

HSA Limits for 2022


Health Saving Accounts and ObamaCare for 2022 We cover everything you need to know about Health Savings Accounts (HSAs) for 2022, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More

Cost Sharing Reduction Subsidies 2022


Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. CSR subsidies are based on… Read More

2022 Cost Assistance Obamacare


Everything You Need to Know About Obamacare Cost Assistance For 2022 We cover everything you need to know about cost assistance for 2022 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More

2022 ObamaCare Eligibility Chart and Subsidy Calculator


This page features a 2022 ObamaCare eligibility chart, the 2021 federal poverty level used for 2021 subsidies, and a subsidy calculator. ObamaCare Cost Assistance To get assistance under the Affordable Care Act you must earn between 100% – 400% of the poverty level. For 2022, that is $12,880-$51,520 for an individual and $26,500- $106,00 for… Read More

Open Enrollment 2022 Dates and Deadline


ObamaCare open enrollment dates and deadlines.

Dates and Deadlines For the 2022 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2022 health plans started November 1, 2021, and ends January 15, 2022, in most states. Plans sold during Open Enrollment start as early as January 1, 2022. Open enrollment is the only time of year… Read More

Does Medicare Cover Coronavirus?


Original Medicare and Medicare Advantage both cover FDA-approved coronavirus tests and vaccines at no out-of-pocket costs.

What Are the Asset Limits for ObamaCare?


There are no asset limits for Marketplace assistance under ObamaCare. Cost assistance for tax credits, out-of-pocket assistance, and Medicaid are all based on income only and not assets.

2021 ObamaCare Eligibility Chart and Subsidy Calculator


This page features a 2021 ObamaCare eligibility chart, the 2020 federal poverty level used for 2021 subsidies, and a subsidy calculator. TIP: The information on this page is for plans held in 2021. If you are shopping for 2022 plans, see our 2022 ObamaCare Eligibility Chart and Subsidy Calculator. ObamaCare Cost Assistance To get assistance… Read More

BidenCare Facts


Get the Facts on BidenCare. BidenCare is Joe Biden’s plan to ‘protect and build’ ObamaCare. It includes expanded cost assistance, a Medicare-like public option, and other healthcare reform measures. You can see Biden’s ‘Protect and Build” ObamaCare (AKA Bidencare) plan on his website. Or, keep reading to get the facts on BidenCare and a summary… Read More

2021 Cost Assistance Obamacare


Everything You Need to Know About Obamacare Cost Assistance For 2021 We cover everything you need to know about cost assistance for 2021 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More

Cost Sharing Reduction Subsidies 2021


Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. CSR subsidies are based on… Read More

Historic HSA Levels


Below are historic HSA levels that may be needed for back filing. Annual Contribution Limits 2016 and 2017 Compared The following chart from shrm.org shows the comparison of the 2016 and 2017 HSA limits as defined by the IRS’s Revenue Procedure 2015-30, issued May 5, 2015. Please note: The printed maximum below is the out-of-pocket maximum… Read More

HSA Limits for 2021


Health Saving Accounts and ObamaCare for 2021 We cover everything you need to know about Health Savings Accounts (HSAs) for 2021, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More

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