Cost Sharing Reduction Subsidies 2020


Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. They are lowered by a… Read More

Sign Up for ObamaCare 2020

How to Sign Up For Health Insurance Under the Affordable Care Act During the 2019 – 2020 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2019 to get health coverage and cost assistance for 2020. Get covered at Healthcare.Gov. TIP: Open enrollment for 2021 starts Nov 1 2020. Learn more about… Read More

ObamaCare 2020 – 2021

Our ObamaCare 2020 – 2021 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2020 including information on enrollment, assistance, benefits, plan types, and more. Below we’ll cover what you need to know for 2020, and for 2021 coverage purchased in 2020. TIP:… Read More

HSA Limits for 2020

Health Saving Accounts and ObamaCare for 2020 We cover everything you need to know about Health Savings Accounts (HSAs) for 2020, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More

2020 Cost Assistance Obamacare

Everything You Need to Know About Obamacare Cost Assistance For 2020 We cover everything you need to know about cost assistance on 2020 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More

Short Term Health Insurance As Primary Coverage

Getting Short Term Health Insurance Instead of ObamaCare Short term health insurance can be used as primary health coverage in some cases. This is especially true for those who are healthy and want to keep costs low. Using Short Term Coverage As a Primary Health Insurance Using short term as your primary health insurance is… Read More

HSA Limits for 2019

Health Saving Accounts and ObamaCare for 2019 We cover everything you need to know about Health Savings Accounts (HSAs) for 2019, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More

Open Enrollment 2020 Dates and Deadline

Dates and Deadlines For the 2020 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2020 health plans started November 1, 2019 and ended December 15, 2019 in most states. Plans sold during Open Enrollment start as early as January 1, 2020. Open enrollment is the only time of year… Read More

ObamaCare 2019

Everything You Need to Know About ObamaCare for 2019: Information on Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2019 including information on enrollment, assistance, benefits, plan types, and more. NOTE: This page covers everything you need to know for 2019 up until open enrollment 2020 (which happens at the… Read More

A List of Archived Pages

Below is a list of archived pages that are important to the site: ObamaCare Basics   ObamaCare News: Daily ObamaCare Updates ObamaCare: Everything You Need to Know About the ACA ObamaCare What is ObamaCare? ObamaCare Facts ObamaCare Summary How Does ObamaCare Work? How Will ObamaCare Affect Me? Health Insurance Exchange ObamaCare Individual Mandate Minimum Essential… Read More

Who Uses ObamaCare?

Everyone who has health coverage uses ObamaCare in one way or another. It is a misconception that only one demographic is impacted by the Affordable Care Act. Those who are impacted the most by ObamaCare’s provisions are those covered under the expansion of Medicaid, those who qualify for cost assistance, those who got covered by… Read More

Sign Up for ObamaCare 2019

How to Sign Up For Health Insurance Under the Affordable Care Act During the 2018 – 2019 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2019 To sign up for ObamaCare you must… Read More

2019 Cost Assistance Obamacare

Everything You Need to Know about Obamacare Cost Assistance 2019 Below is a break down of everything you need to know about cost assistance on 2019 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and… Read More

Open Enrollment 2019 Dates and Deadlines

Dates and Deadlines For the 2018 – 2019 Open Enrollment Season Under the Affordable Care Act (ObamaCare) Open Enrollment in health plans for 2019 starts November 1, 2018 and ends December 15, 2018. Plans sold during Open Enrollment start January 1, 2019. Get covered at Healthcare.Gov. Open enrollment is the only time of year you can enroll in… Read More

Washington I-1600 Summary of Sections

A universal healthcare initiative to the people was filed in Washington State on January 23, 2018. If supporters are able to gather valid voter signatures by July 6th, 2018 (about 260,000) I-1600 will appear on the 2018 general election ballot in November. I-1600 Brief Summary of Parts I, II, III Part I creates a new… Read More

Provider Networks and Drug Formularies

Why do I Need to Know about Provider Networks and Drugs Formularies? We explore drug formularies and preferred providers. What are they and why do you need to know about them when choosing a  health insurance plan. Every insurance plan has a formulary or list of which drugs it will pay for and what it will… Read More

Affordability Exemptions and the Cost of Healthcare

Can I get an Affordability Exemption on 2018 Medical Plans? The Affordability Exemption uses the cost of insurance rather than the cost of healthcare. Companies profit hugely from our healthcare system. People don’t.  Healthcare itself is becoming increasingly unaffordable. Affordability is based on a percentage of household income, either 8.05% 0r 9.56%, and affects both employer… Read More

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