The health insurance companies are getting rich off of us! My friend has cobra and pays $680 per month for a $1500 deductible and a $3,000 max out of pocket. With Obama care a plan that is $5.8000 deductible and $5,800 max out of pocket is $640!!! Why aren’t there controls on these premiums? I have been getting my own insurance for years and when you have these high deductibles the insurance companies never pay out. Most people don’t use the high amount. If the premiums were reasonable many people wouldn’t need the subsidies.