I signed up for Covered California when I was under-employed early in 2014 and my income was very low. I got a nearly full-time job in July 2014 which increased by income significantly and offered insurance beginning in October. I cancelled my Covered California insurance in October when my employer insurance started. My tax preparer tells me I now owe the government over $4,300 dollars – or every dime of the subsidy I received early in the year when I my income was much lower. My adjusted gross income for the year was still only $28,000. This seems extremely unfair. I was not warned about this, and needed the subsidized insurance until my new job started. How could I know I would get a job? Is there anyway this can be reduced or forgiven?