If I didn’t have coverage before and now get a job with a small employer that gets coverage through the exchange but exchange enrollment closes 2/15 can I still sign up after for coverage since employed with them after 2/15? Do I have to wait until next open enrollment or qualify for special enrollment.


Answer

Typically when you get a job that offers coverage there is a 90 day waiting period for coverage to start. You should hold another policy until that coverage starts. Employer enrollment periods are different then open enrollment for Individuals and Families in private plans. Every year your employer will have an enrollment period where you can change plans.

Learn more about Open Enrollment Periods.

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