I just signed up for covered Ca. bronze plan, effective 3-1-15. My monthly amount to pay is $67.00 with a subsidy amount of $162.00. I was offered insurance at my job but the premiums were $70.00 – $90.00 every pay period (twice a month) I couldn’t afford that. I am hearing a lot of rumors about this insurance and it got me thinking maybe I am not supposed to have this insurance because I was offered it at work. My question to you today is: am I going to have to pay the subsidy amount back at some time, or is my work insurance unaffordable by your standards?