I Missed the Deadline for HealthCare, What are My Options?

Researched by Greg Published - February 20, 2015
Last Updated - November 15, 2017

If I missed the deadline to sign up what are my options mow? If I manage to get health insurance afterwards do will I still have that $300 plus penalty next year?

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Erin

You can also still try to find an insurer selling ACA qualified coverage year-round. Insurers are under no obligation to keep to the Marketplaces open enrollment period, though most do. If you live in Nevada, you will have more luck than in other states because they passed a law in 2014 requiring insurers to make all marketplace plans available at anytime. ACA qualified plans purchased outside of open enrollment will keep you from paying the fee for those months you are insured, but they aren’t eligible for Premium Tax Credits or subsidies.

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