How Is the Employer Mandate Fair?



I work for a company offering health insurance if employees want it. However, if we choose that insurance we lose $3.81/hour from our salary; which amounts to $660 a month. Since most are retired they do not use the insurance and some bought through the marketplace. Now supposedly by October 1 of this year Full Time Employees must use that coverage whether we want it or not. I can’t afford that. How on earth is this fair?

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Not a total answer. If we already HAVE insurance why are you forcing us to get rid of it and use the employer insurance???

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To clarify the answer. You don’t have to take employer coverage. The only caveat is that if you decline affordable employer-sponsored coverage then you can’t get Marketplace cost assistance. For those with access to employer-sponsored coverage the employer contribution is your “cost assistance”.

If you already have coverage that counts as minimum essential coverage, then you certainly don’t have to take employer coverage.

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my employer said they got a notice saying come Oct 1 all those working 30 hours a week or more, have to use their insurance even if we already have insurance. And they will be fined for each one who doesn’t

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