How Is the Employer Mandate Fair?

I work for a company offering health insurance if employees want it. However, if we choose that insurance we lose $3.81/hour from our salary; which amounts to $660 a month. Since most are retired they do not use the insurance and some bought through the marketplace. Now supposedly by October 1 of this year Full Time Employees must use that coverage whether we want it or not. I can’t afford that. How on earth is this fair?

Leave a comment

We'll never share your email with anyone else.

1 2 3 4 5

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Not a total answer. If we already HAVE insurance why are you forcing us to get rid of it and use the employer insurance???


To clarify the answer. You don’t have to take employer coverage. The only caveat is that if you decline affordable employer-sponsored coverage then you can’t get Marketplace cost assistance. For those with access to employer-sponsored coverage the employer contribution is your “cost assistance”.

If you already have coverage that counts as minimum essential coverage, then you certainly don’t have to take employer coverage.


my employer said they got a notice saying come Oct 1 all those working 30 hours a week or more, have to use their insurance even if we already have insurance. And they will be fined for each one who doesn’t

ObamaCareFacts is a free informational site. It's privately owned, and is not owned, operated, or endorsed by the US federal government or state governments. Our contributors have over a decade of experience writing about health insurance. However, we do not offer professional official legal, tax, or medical advice. See: Legal Information and Cookie Policy. For more on our company, learn About or Contact us.