I receive long term disability payment payments from aetna twice a month of $1046 each, they send me a w-2 for these payments, and are marked with a J code which is un-taxable insurance policy so when I bought my insurance from the healthcare.gov I claimed $25,000 but if it’s un-claimable is it income for my health care insurance cause on my next year’s taxes it will be zero.
ObamaCare's tax credits are based on annual household income (filers MAGI plus dependents AGI). MAGI includes non-taxable disability payments. Third party sick pay, marked CODE J isn't taxable and doesn't have to be claimed (but is added to Modified Adjusted Gross Income). Therefore this money counts toward tax credits.
To qualify for tax credits MAGI must be between 100% - 400% of the Federal Poverty Level. So a taxable income of zero would be an issue, but your taxable income of about $25,000 is correct as a projection for HealthCare.Gov. Just make sure you are explaining your non-taxable income correctly when projecting income for HealthCare.Gov. At the end of the day, you are responsible for projecting your income correctly.