Am I Qualified For Drug Coverage If I Have Medicare for Disability?
Am i qualified for prescription drug coverage if i have medicare and on disability?
Answer
If you are on Medicare due to a disability you can still get a Part D drug plan or an Advantage plan with drug coverage.
Below is the information you'll need to know. You can find out more at Medicare.Gov
What can I do?
Sign up for a Medicare Advantage Plan or a Medicare Prescription Drug Plan. Your Medicare coverage begins 24 months after you get Social Security or Railroad Retirement Board (RRB) disability benefits.
When?
During the 7-month period that starts 3 months before your 25th month of getting Social Security or RRB disability benefits and ends 3 months after your 25th month of getting disability benefits. Your coverage will begin the first day of the month after you ask to join a plan. If you join during one of the 3 months before you first get Medicare, your coverage will begin the first day of your 25th month of entitlement to disability payments.
What can I do?
- Sign up for a Medicare Advantage Plan and/or a Medicare Prescription Drug Plan.
- Switch from your current Medicare Advantage Plan or Medicare Prescription Drug Plan to another plan.
- Drop a Medicare Advantage Plan or a Medicare Prescription Drug Plan completely.
When?
During the 7-month period that starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.
If you sign up for a Medicare Advantage Plan during this time, you can drop that plan at any time during the next 12 months and go back toOriginal Medicare.