Am i qualified for prescription drug coverage if i have medicare and on disability?


Answer

If you are on Medicare due to a disability you can still get a Part D drug plan or an Advantage plan with drug coverage.

Below is the information you'll need to know. You can find out more at Medicare.Gov

I am newly eligible for Medicare because I have a disability (under 65).

What can I do?

Sign up for a Medicare Advantage Plan or a Medicare Prescription Drug Plan. Your Medicare coverage begins 24 months after you get Social Security or Railroad Retirement Board (RRB) disability benefits.

When?

During the 7-month period that starts 3 months before your 25th month of getting Social Security or RRB disability benefits and ends 3 months after your 25th month of getting disability benefits. Your coverage will begin the first day of the month after you ask to join a plan. If you join during one of the 3 months before you first get Medicare, your coverage will begin the first day of your 25th month of entitlement to disability payments.

collapseI am already eligible for Medicare because of a disability, and I turned 65.

What can I do?

  • Sign up for a Medicare Advantage Plan and/or a Medicare Prescription Drug Plan.
  • Switch from your current Medicare Advantage Plan or Medicare Prescription Drug Plan to another plan.
  • Drop a Medicare Advantage Plan or a Medicare Prescription Drug Plan completely.

When?

During the 7-month period that starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.

If you sign up for a Medicare Advantage Plan during this time, you can drop that plan at any time during the next 12 months and go back toOriginal Medicare.

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