Everything You Need to Know About Open Enrollment Get covered during open enrollment under the Affordable Care Act. Open enrollment starts Nov 1st and ends Dec 15th in most states. Unless you have access to coverage through work, Medicare, or another source, open enrollment is the only time of year you and your family can… Read More
How to Get Help With Health Insurance When Healthcare.gov is Down We explain what to do when the Healthcare.Gov Marketplace website is down during open enrollment. One option is to get help from a qualified broker. This can either involve calling a HealthCare.Gov approved broker, or calling HealthCare.Gov directly at 1-800-318-2596 (TTY: 1-855-889-4325) (although if the… Read More
2018 Premium Tax Credits Under the Affordable Care Act (ObamaCare) We explain how Premium Tax Credits work on 2018 health plans under the Affordable Care Act (ObamaCare). Tax credits can be taken in advance, or at tax time. In other words, ObamaCare’s Premium Tax Credits (PTC) can be paid to your insurer in advance as… Read More
Out-of-Pocket Maximums and Deductible Limits For 2018 Each year the ACA sets new limits for out-of-pocket maximums and deductibles. Here are the limits for 2018 plans for individuals and families. For 2018, your out-of-pocket maximum can be no more than $7,350 for an individual plan and $14,700 for a family plan before marketplace subsidies. For 2018, your maximum deductible is… Read More
Below is a copy of the 2015 study published on HHS, “The Potential Fiscal Consequences of Not providing CSR Reimbursement.”
ObamaCare’s open enrollment period for 2018 starts on November 1st, 2017 and ends on December 15th, 2017. This is what you need to know to enroll for 2018. Some states have longer enrollment periods, so you will have to check your state’s rules. • Open enrollment is the only time you can get cost assistance, enroll… Read More
Do Incarcerated Individuals Get Healthcare? Incarcerated Individuals and Marketplace Health Coverage, Private Health Coverage, Medicaid, Medicare, and SSI We explore the rights of incarcerated individuals to Medicaid, Medicare, and SSI, which provide continued care for incarcerated people after confinement. All incarcerated people have a right to medical care and attention. However, incarcerated individuals don’t have the… Read More
We explain the gist of the Graham-Cassidy Obamacare repeal bill. In short, it looks a lot like the last repeal attempt, the Better Care Reconciliation Act.
Understanding the 2018 Federal Poverty Guidelines For Cost Assistance Under the Affordable Care Act (ObamaCare) in 2018 and 2019 We explain the 2018 Federal Poverty Guidelines for assistance under the Affordable Care Act (ObamaCare). You’ll use these guidelines to determine cost assistance on plans sold during 2019’s open enrollment season. How Cost Assistance Works With… Read More
We look at the Affordable Care Act, asking why many people’s medical insurance or care is unaffordable.
Open enrollment is still on for ObamaCare (the Affordable Care Act). 2018 open enrollment starts November 1, 2017, and ends December 15, 2017 (extended to January 2018 in some states).
We explain the August 15, 2017 CBO and JCT report on the effects of ending cost-sharing reduction payments to insurers.
We explain how Trump can obstruct ObamaCare by “blocking insurer bailouts” (by not reimbursing insurers for cost sharing assistance.)
Is Trump Sabotaging the ACA? (Opinion) Since his election, the Trump administration worked to repeal and replace the ACA. We discuss what has been accomplished and ask “has the Trump administration sabotaged the ACA?” Keep in mind this is an article that entertains opinion and takes the standpoint of examining a critic’s take on the… Read More
Everything You Need to Know About Enrolling in TrumpCare We explain how to sign up for TrumpCare and enroll in a TrumpCare plan (i.e., how to sign up for health insurance under President Trump). That means we’ll explain health insurance enrollment dates, how to get cost assistance, and other important information for getting covered under… Read More
On this page we ask the question, “did the ACA (ObamaCare) lead to higher medical costs, or is something else causing the increase in healthcare costs?”
We look at the question, “can repealing the ACA or its key provisions bring down the cost of health insurance / healthcare?”
Get the facts on the CBO report on the Better Care Reconciliation Act of 2017 (the Senate’s ObamaCare repeal and replace plan AKA TrumpCare).
Everything You Need To Know About the Better Care Reconciliation Act of 2017 (BCRA) AKA The Latest Version of TrumpCare We explain everything you need to know about the Better Care Reconciliation Act of 2017 (BCRA); the Senate’s new healthcare bill to replace ObamaCare. Below we cover everything you need to know about the Better Care Reconciliation… Read More
Everything You Need To Know About the Senate’s ObamaCare Repeal and Replace Bill (the Better Care Reconciliation Act of 2017 Explained) We explain the Senate revision of the House’s American Health Care Act (TrumpCare AKA the Senate’s ObamaCare repeal and replace plan). The bill was just released today, so we need time to do a… Read More
Trump’s Claims That 2 Million More People Just Dropped out of ObamaCare, that ObamaCare is in a Death Spiral, and that Democrats are Obstructing Fact-Checked Trump claimed a lot of things about healthcare recently, we fact-check some key claims like “2 million more people just dropped out of ObamaCare.” Claim: Trump recently tweeted “2 million more people… Read More
We explain Iowa’s stopgap measure that cuts cost assistance for the poorest, including out-of-pocket assistance, but could help stabilize their health insurance market.
There is a talking point that says “Trump is adding a 19% surcharge” to plans. This isn’t fully true. Instead Trump has threatened not to fund cost-sharing reduction subsidies.
Recent premium hikes and the lack of coverage under the ACA is partly a result of an ongoing Republican Strategy to “Break ObamaCare.” We explain.
Age Based Tax Credits Under TrumpCare, the American HealthCare Act (AHCA), Explained TrumpCare, the American HealthCare Act (AHCA), offers tax credits for health insurance premiums based on age and no out-of-pocket cost assistance. The Affordable Care Act offers tax credits based on income and offers out-of-pocket cost assistance. UPDATE 2019: This plan never passed, and thus… Read More