If you attend college you can get a Marketplace health plan with assistance or get a student health plan through your school, Medicaid may also be an option.
Open Enrollment 2023 ended on Jan 15, 2023, in most states. In a few states like Rhode Island, enrollment is extended.
Open enrollment 2022 ended on Jan 15th in most states. However, you may still have options even if you missed the deadline.
Open enrollment 2021 is over, but you may still have options. Some states have extended deadlines each year, others will qualify for special enrollment, and others will qualify for Medicaid/CHIP.
Three Options For Shopping For Health Insurance under the Affordable Care Act To shop for coverage you can go direct to HealthCare.Gov for Marketplace plans, to a Marketplace approved broker for Marketplace and short term plans, or to a non-approved broker for short term plans only. In other words, there are a couple of different… Read More
Getting Short Term Health Insurance For 2020; Including Short Term as an ObamaCare Alternative For 2020 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for… Read More
Getting Short Term Health Insurance Instead of ObamaCare Short term health insurance can be used as primary health coverage in some cases. This is especially true for those who are healthy and want to keep costs low. Using Short Term Coverage As a Primary Health Insurance Using short term as your primary health insurance is… Read More
Getting Short Term Health Insurance For 2018 – 2019 For 2019 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for not having coverage is reduced… Read More
Domestic Partners and LGBT Couples Can Get Marketplace Health Insurance. If you have an unmarried partner, LGBT or not, your eligibility for subsidies and tax credits depends on how you file your taxes and on state regulations. Some insurance companies offer coverage for unmarried domestic partners, and some do not; you need to check the… Read More
Both health insurance premiums and out-of-pocket cost-sharing amounts have been increasing rapidly for everyone. The middle-class has suffered unequally.
Understanding Short Term Health Insurance Under the Affordable Care Act We explain short term health insurance and how it is different than major medical coverage purchased on the marketplace during open enrollment under the Affordable Care Act (ObamaCare). Short term health insurance is typically a limited benefit health insurance. Short term doesn’t follow the new… Read More
President Trump signed an executive order on Oct 12, 2017 to expand access to “association health plans,” to expand these across state lines, to expand short-term coverage, and to expand HRAs.
How Can I Get Free or Low Cost Healthcare and/or Health Insurance? Free or low-cost healthcare options include marketplace insurance with cost assistance, V.A., Medicaid/CHIP, and Medicare. Sometimes people qualify for medical care because of membership in other groups or they can use clinics. TIP: If you don’t find what you are looking for, see… Read More
How Do I Use Healthcare.gov to Sign Up, Shop For Plans, Get Assistance, and Enroll in Health Insurance? We explain how to use the official Health Insurance Marketplace HealthCare.Gov to sign up, shop for coverage, get assistance, and enroll in a health plan. First, to get started, you will need to go to HealthCare.Gov and select your state… Read More
How to Get Help With Health Insurance When Healthcare.gov is Down We explain what to do when the Healthcare.Gov Marketplace website is down during open enrollment. One option is to get help from a qualified broker. This can either involve calling a HealthCare.Gov approved broker, or calling HealthCare.Gov directly at 1-800-318-2596 (TTY: 1-855-889-4325) (although if the… Read More
Trump indicated he would allow insurers to sell across state lines, this idea was in his campaign platform and can be done by executive order.
Do Incarcerated Individuals Get Healthcare? Incarcerated Individuals and Marketplace Health Coverage, Private Health Coverage, Medicaid, Medicare, and SSI We explore the rights of incarcerated individuals to Medicaid, Medicare, and SSI, which provide continued care for incarcerated people after confinement. All incarcerated people have a right to medical care and attention. However, incarcerated individuals don’t have the… Read More
One of the last remaining insurers in Missouri participating in the ObamaCare exchanges pulled out. This leaves 19,000 Obamacare enrollees in 25 counties in that state with no options in 2018.
13 Senators are now working on the American HealthCare Act (the GOP repeal and replace bill that passed the Senate); we offer opinions.
My health insurance has been cancelled because I did not pay my premium on time.
Everything You Need to Know About the American Health Care Act Below is an unbiased list of everything you need to know about the American Health Care Act (the ObamaCare replacement plan some call TrumpCare). UPDATE 2019: This plan never passed, and thus some specifics here are of historical interest only. TIP: Everything below is subject… Read More
The CBO scored the ObamaCare repeal and replace plan (American Health Care Act), it reduces the deficit by $337 billion over the decade and increases the uninsured by 24 million by 2026.
We review and explain each of the provisions in the House bill to repeal and replace ObamaCare, “The American Health Care Act”.
Open Enrollment for Marketplace insurance ends January 31st. Even though the future of the ACA is less than certain, there are no changes to Marketplace insurance or Cost Assistance yet. If you are still in need of health insurance for 2017, please sign up at Healthcare.gov or your state’s Marketplace while you still can. Support Marketplaces and Cost Assistance… Read More
Healthcare providers across the nation are unsure of whether they will be able to survive an abrupt repeal of Obamacare without a comprehensive replacement.