2023 ObamaCare Eligibility Chart and Subsidy Calculator

This page features a 2023 ObamaCare eligibility chart, the 2022 federal poverty level used for 2023 subsidies, and a subsidy calculator.

ObamaCare Cost Assistance

To qualify for assistance under the Affordable Care Act, your income must be between 100% and 400% of the federal poverty level. For 2023, this range is $13,590 to $54,360 for an individual and $27,750 to $111,000 for a family of four.

The types of assistance offered under the Affordable Care Act are:

• Premium Tax Credits
• Cost-Sharing Reduction Subsidies (Silver Plans only)
• Medicaid Expansion and CHIP

Each type of assistance has specific eligibility requirements based on your income as a percentage of the federal poverty level.

Obamacare Eligibility Chart

Below is a 2023 ObamaCare eligibility chart.

NOTE: Medicaid/CHIP eligibility will be updated when the new Federal Poverty level data is published in early 2023. See the 2024 chart for current levels.

TIP: Want to quickly find out how much you can save? Use our Subsidy Calculator below.

The Federal Poverty Guidelines Used in 2023

Here are the 2022 Federal Poverty Guidelines that went into effect in early 2022 (the ones you use for 2022 Medicaid/CHIP and for 2023 marketplace cost assistance).^[1]

These guidelines are the key to all cost assistance under the Affordable Care Act. Specifically, these guidelines are used for:

• Medicaid/CHIP between late Jan 2022 – Jan 2023 after the poverty level guidelines are published.
• 2023 marketplace cost assistance on all marketplace health plans held in 2023 and purchased during open enrollment for 2023 (which runs from November 1, 2022, to January 15, 2023).
• For special enrollment in 2023.
• For ACA taxes for the 2023 calendar year filed in 2024.

NOTE: Our federal poverty guideline list shows the 100% poverty level. To find a different percentage level, simply multiply. For example, to calculate the 138% level for an individual (the 100% level for a family of 1 as shown below), multiply $13,590 by 1.38.

TIP: For mobile and smaller screen sizes, drag the table below to scroll and see the different poverty levels.

For families/households with more than 8 persons, add $4,720 for each additional person.

NOTE: Alaska and Hawaii use different guidelines (see this link to guidelines as published in the Federal Register).

FACT: The Federal Register notice for the 2023 Poverty Guidelines was published on January 21st, 2022.

2023 ObamaCare Subsidy Calculator

Use the following subsidy calculator to find out if you qualify for 2023 assistance now.

NOTE: The subsidy calculator below uses the most current levels available to estimate your 2023 subsidy amounts

1. A Notice by the Health and Human Services Department on 01/21/2022. Federalregister.gov.