Getting Short Term Health Insurance For 2018 – 2019 For 2019 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for not having coverage is reduced… Read More
Sign up for “TrumpCare” between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov.
The Individual Mandate’s fee has been reduced to $0 at a federal level starting in 2019. However, some states are implementing their own individual mandate starting in 2019.
A lot has changed with ObamaCare for 2018 – 2019. Changes include the mandate being repealed, short term coverage being expanded, budget cuts, and premium rate drops. Here is that information in more detail: Starting January 1st, 2019, the federal ACA tax penalty for not having health insurance coverage officially becomes zero. Consumer warning, some… Read More
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2018 – 2019 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2019 To sign up for ObamaCare you must… Read More
Everything You Need to Know about Obamacare Cost Assistance 2019 Below is a break down of everything you need to know about cost assistance on 2019 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and… Read More
According to preliminary reports health premiums are set to surge for 2019. Meanwhile, solutions for fixing the looming 2019 problems are lacking.
Repealing the individual mandate means from 2019 forward there is no fee for not getting covered. This can be good for those who don’t want coverage, but will likely raise costs for everyone else.
Anyone taking Trump and the GOP literally could be in for a shock. ObamaCare’s mandate and fee are repealed by the 2017 Tax Act, but not until 2019.
Open enrollment won’t be extended this year for the federal marketplaces, however, some states have extended their deadlines, and there are exemptions for victims of Harvey. See extensions and exemptions. We had expected Trump and his administration would not follow Obama’s lead and extended open enrollment 2018 under the Affordable Care Act (ObamaCare). And, no… Read More
You could have trouble enrolling in the ACA Marketplace if you froze your credit or filed a Fraud Alert. People who froze their credit after Equifax’s data breach may now have to rely on clearing that credit bureau’s ID-proofing hurdle before they can enroll in the Marketplace. A fraud alert can have the same effect…. Read More
Updated ObamaCare Deadlines! The deadline for 2018 coverage for ObamaCare’s federal marketplace was December 15th, 2017. See state specific extensions below.
Let’s keep it simple. You need to enroll or verify your health plan before December 15th to ensure that you have the coverage you want and the right cost assistance for 2018.
Are Immigrants Eligible for Medicaid or CHIP? Most lawful immigrants who have been in the United States for five years or more and meet residency requirements can enroll in Medicare or CHIP. Refugees, people seeking asylum, veterans and, in some states, pregnant women and children might be eligible for Medicaid and CHIP sooner. There are… Read More
What is the Best Supplement for Original Medicare? If you anticipate needing a significant number of health care visits or care in a facility, you may want to think about adding a Medicare supplement and Part D drug plan to Part A and Part B. Part B has an annual deductible of $183 for 2018…. Read More
Understanding Short Term Health Insurance Under the Affordable Care Act We explain short term health insurance and how it is different than major medical coverage purchased on the marketplace during open enrollment under the Affordable Care Act (ObamaCare). Short term health insurance is typically a limited benefit health insurance. Short term doesn’t follow the new… Read More
The Issue We all need healthcare and health insurance, and the cost of medical care has exploded. We need to find a good way to manage the cost of insurance and care. The difficulty is compounded because wages and income have been stagnant for most of us. Even if you have a full-time job, you… Read More
What is Plan F, Plan G, and Medigap? Once you have Medicare Part A and B, you can buy either Part D along with a Medigap Plan F or Plan G or a Medicare Advantage Plan. We discuss your options. A Medigap Plan F Covers the Part A hospital and Part B outpatient deductibles Covers… Read More
Medicare Doesn’t Cover Everything; Supplemental Medicare Can Help Original Medicare doesn’t cover everything, and this can result in high costs and coverage gaps. Supplemental Medicare coverage like Part D, Medigap, or Medicare Advantage (Part C) can help. Understanding What Medicare Does and Doesn’t Cover and What You Can Do About It Medicare enrollees lack crucial… Read More
Most people who have coverage right now will be automatically re-enrolled in their plan (unless they take action), however, everyone should verify their plan.
More people than ever will be able to find a health plan for $75 or less per month after cost assistance under the Affordable Care Act (ObamaCare).
What is ObamaCare? Understanding The Affordable Care Act (ACA) “ObamaCare” is a nickname for the healthcare law known as the Patient Protection and Affordable Care Act of 2010 (PPACA). The law is often called the Affordable Care Act (ACA) for short. Many people are aware of the basics of the Affordable Care Act (ACA). They are aware… Read More
Trump’s move to cut Cost-Sharing Reduction assistance will likely result in lower premiums for those who qualify for Premium Tax Credits on Bronze, Gold, and Platinum plans.
We discuss how Trump’s announcement to cut cost-sharing reduction (CSR) subsidies will affect those who qualify for CSR assistance and those who don’t.
Short Term Coverage Vs. Major Medical Coverage Short term and major medical insurance plans both provide coverage in case of a medical catastrophe, but they have significant differences. Short-term plans are typically used to fill in the gaps between major medical coverage. They act as a temporary coverage and often offer lower premiums for less… Read More