What is Medicare? We explain what Medicare is, how you can qualify for Medicare, and how the Affordable Care Act affects Medicare. Medicare is a federal health insurance program that most people pay into while working and all citizens can access when they turn 65. Medicare is funded by two trust funds held by the US Treasury: the Hospital… Read More
What Does an ObamaCare Repeal and Replace Plan Mean For America? We will explain both “what will happen if ObamaCare is repealed” and “what will happen if the latest repeal and replace plan goes through.” The Basics House Republicans passed the latest version of their repeal and replace bill 217-to-213 on Thursday May 4th, 2017. The bill will now… Read More
We explain everything you need to know about the latest House ObamaCare repeal and replace plan (TrumpCare).
How to Contact Your State Medicaid Department About Medicaid or CHIP Learn about how to contact your state Medicaid department to see if you and your family qualify for Medicaid or CHIP. TIP: This page helps you understand how you can contact your State Medicaid Agency for questions about Medicaid or CHIP. It is meant… Read More
The Trump Administration regulation published by CMS on Thursday April 13th was a handout to insurers, a blow to many consumers, and may curb premium costs.
TrumpCare vs. ObamaCare What is Different About the American Health Care Act / Better Care Reconciliation Act (TrumpCare) and the Affordable Care Act (ObamaCare)? We explain the difference between ObamaCare and TrumpCare to show how TrumpCare (the American Health Care Act / Better Care Reconciliation Act of 2017) and ObamaCare (the Affordable Care Act) are different. The goal of this… Read More
Everything You Need to Know About the American Health Care Act Below is an unbiased list of everything you need to know about the American Health Care Act (the ObamaCare replacement plan some call TrumpCare). UPDATE 2019: This plan never passed, and thus some specifics here are of historical interest only. TIP: Everything below is subject… Read More
Below is an annotated transcript of Trump’s congress speech focused on the section about ObamaCare. We’ll explain the policy that the speech implies.
The Trump administration may no longer enforce the Individaul mandate, meaning the IRS may not enforce the fee for not having health coverage.
In ObamaCare this week: Humana plans to quit the exchanges for 2018, Ron Paul has an ACA replacement plan, and Tom Price offers fixes while reform is debated.
The Trump Administration submitted a rule meant to stabilize the insurance market. We explain the proposed rule.
ObamaCare “Repeal and Replace” is now “ObamaCare Repair”; but is this a name change, a policy change, or both? We discuss that.
Sen. Bernie Sanders (I-Vt.) and Sen. Ted Cruz (R-Texas) go head-to-head in a debate over ObamaCare on CNN Tuesday, Feb. 7, 2017 at 9 p.m. EST.
Open Enrollment for Marketplace insurance ends January 31st. Even though the future of the ACA is less than certain, there are no changes to Marketplace insurance or Cost Assistance yet. If you are still in need of health insurance for 2017, please sign up at Healthcare.gov or your state’s Marketplace while you still can. Support Marketplaces and Cost Assistance… Read More
Trump signed an Executive Order on the Affordable Care Act (ObamaCare) on his “first day” as President to “prepare” for the law’s repeal.
Nearly everyone’s health coverage is highly subsidized (via tax breaks, if not credits). The group that costs tax payers the most money in healthcare is employees.
Below is an updated overview of where ObamaCare and its replacement plan stands now that Trump has been elected and repeal efforts have begun.
It is likely Republicans will repeal both the individual and employer mandates, but for now we should assume they will remain in place until 2018.
We explain what happens to cost assistance (Tax Credits, CSR, and Medicaid) if ObamaCare is repealed by congressional Republicans under Trump.
Understanding the GOP Pre-Existing Condition “Continuous Coverage Exclusion” Provision The Affordable Care Act eliminated preexisting conditions, but almost all GOP plans (including Tom Price’s plan) bring them back via a “Continuous Coverage Exclusion” for pre-existing conditions. TrumpCare (the American Health Care Act) and the Continuous Coverage Provision As predicted in the article below, the newest House… Read More
We explain the House GOP Better Way Plan (the House Republicans’ ObamaCare replacement plan) and how it could change ObamaCare.
Trump’s been elected, and that means TrumpCare may replace ObamaCare. Here is what changes to expect for ObamaCare under President Trump.
EPOs (or “Exclusive Provider Organization” plans) are plans where you can ONLY use doctors and hospitals within the EPO network, but cannot go outside the network for care. With an EPO there are no out-of-network benefits.
The 2016 Federal Poverty Level Guidelines (Used in 2016 and 2017) Understanding the Federal Poverty Guidelines for Determining Cost Assistance For 2016 Medicaid and CHIP and Assistance on Plans Active in 2017 Below are the 2016 Federal Poverty Guidelines used for cost assistance on 2017 health plans, 2016 Medicaid / CHIP, and taxes filed April 15, 2018…. Read More
A major medical health insurance plan generally describes any private individual or family plan sold after 2014 that follows the ACA’s new guidelines. This means it is a plan that counts as minimum essential coverage, offers the ten essential health benefits, follows guidelines for deductible and out-of-pocket maximum limits, and covers “major expenses” associated with serious illness… Read More