Hillary Clinton on Drug Reform
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With price gouging on drugs in the news yet again, lets look at Hillary Clinton’s take on drug reform and Big Pharma.
ObamaCare Open Enrollment 2017
Understanding ObamaCare’s 2017 Open Enrollment Period Open Enrollment 2017 started November 1, 2016 and ended January 31, 2017. Open enrollment is the only time you can enroll in a health plan on the individual market without qualifying for special enrollment. That means if you wanted to get cost assistance and avoid the monthly fee for 2017,… Read More
What is HillaryCare?
HillaryCare Explained – The History of Hillary Clinton’s Healthcare Reform Efforts HillaryCare describes healthcare reform efforts by Hillary Clinton. This includes her healthcare reform efforts in 1993 that paved the way for CHIP and the ACA, and all efforts since. If Hillary gets elected HillaryCare will describe healthcare reform under her Presidency. Below we discus: Hillary’s… Read More
What is BernieCare?
How to Understand Bernie Sanders’ HealthCare Reform BernieCare describes Bernie Sanders’ healthcare reform efforts. Sanders ran on single payer, but recent efforts include a public option and negotiating drug prices under the ACA. Unlike ObamaCare, which describes healthcare reform as implemented by the 2010 law the Affordable Care Act (ACA), BernieCare describes any effort for healthcare… Read More
ObamaCare News Archives 2012 – 2014
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More
Is Obamacare Mandatory for Everyone?
Does Everyone Have to Get Coverage Under the Affordable Care Act? As of 2019 ObamaCare is optional, not mandatory. There is no requirement to get coverage or fee for not having coverage under In most states. With that said, you’ll have to shop for coverage during open enrollment unless you qualify for special enrollment and… Read More
Blue Cross Blue Shield Retroactively Cancelled my Insurance
We have seen an influx people who claim that BCBS has cancelled their insurance with little or no prior notice due to billing errors. If this has happened to you share your story below.
ObamaCare and the Public Option
ObamaCare Public Option Explained ObamaCare allows for a public option, a public health insurance plan that can compete with private companies and works with the ACA. This “ObamaCare public option” can work a few ways. President Obama previously expressed support for a national public option and suggested that states create state-based public options via sec. 1332 waivers, especially in regions with low competition. Initially… Read More
Sanders Endorses Clinton, Clinton and Obama Endorse Public Option
Sanders endorses Clinton, Obama presents a summary of ACA, and all support the fight against big phrama and for a public option.
Why Single Payer Must Remain on the Table
Despite improvements to the ACA (ObamaCare) being a smart focus for Democrats, Single Payer must remain on the table and in the Democratic party platform.
Health Insurance Premium and Cost Sharing Explanation
A Quick and Simple Guide to Health Insurance Costs and Assistance Types of health insurance costs include: monthly premiums and out-of-pocket costs / cost sharing (copays, coinsurance, deductible, out-of-pocket maximum). Here the premium is what one pays for the policy, and then cost sharing is a reference to the part of the costs the plan covers… Read More
Final Rule Prohibits Discrimination in Health Care
A final rule from HHS prohibits discrimination based on race, color, national origin, sex (and gender identity), age, or disability.
What has Obama Accomplished?
Back in 2012 we did a list of Obama’s Accomplishments, here in 2016 the list has grown. Here is some highlights of Obama Accomplishments so far, with citations.
Drug Prices and the Cost of Healthcare
Whether it is individual costs, insurers costs, or costs as a nation, drug price increases go hand-in-hand with rising costs under the ACA. This is a monetary and moral issue, but where is congress and where is the code of ethics?
Paying Back Subsidies – Story
My husband and I applied for insurance through our state marketplace. Mostly because we were told we needed to apply. After I applied I was found to be eligible for Medicare because I am disabled. It took several months to cancel my coverage, but I was able to do so. The other problem is that… Read More
A Fix for the ACA (ObamaCare)
We explain some ideas for how to fix ObamaCare (the Affordable Care Act). The goal is to seek universal coverage and fix the ACA’s sticking points.
TrumpCare Explained
What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More
Bernie Sanders Single Payer Overview
Bernie Sanders proposed a single payer Medicare for all solution for American health care (BernieCare). What does that mean?
ObamaCare’s Sticking Points
Out-of-pocket costs, the GOP’s rejection of Medicaid, the family glitch, and premium increases. These are ObamaCare’s sticking points.
What is the Best Health Coverage to Get For 2016?
Under ObamaCare the best plan is generally a Silver plan with an HSA, for low income it’s Medicaid / CHIP, and for Seniors at least Medicare A & B. There is a bit more to it, but if we only had one sentence to convey a blanket answer that would be it. If we get one… Read More
Can Employers Reimburse Any Non-Group Coverage?
Employers can only reimburse group health plans except in very specific instances (such as if they have one employee).
High Premiums and High Deductibles Going into 2016
People of all income levels, news sources, insurers, and providers have expressed frustration over rising health premiums and deductibles going into 2016.
Thank God for Obamacare – Story
I applied to ObamaCare and it was the only thing that kept us going. I have one medication that costs over $3,500 a month, and between us our SS payments are around $2500 a month. With ObamaCare we were able to manage my medications. Next year I have to sign up for Medicare and I… Read More
Regístrese a ObamaCare: Plazo para el registro a ObamaCare
Cómo Registrarse para tener Seguro Médico bajo la Ley de Cuidados de la Salud Asequibles (Affordable Care Act) Para registrarse a ObamaCare encuentre el mercado de seguros de su estado, regístrese e inscríbase. Realice su registro para ObamaCare durante el registro abierto. Las instrucciones para registrarse, los detalles sobre cuotas, excepciones, periodos de registro e inscripción, e… Read More
Subsidios de ObamaCare
Subsidios de ObamaCare en el Mercado de Seguros Médicos de su Estado Los subsidios de ObamaCare pueden ahorrarle dinero en sus primas y pagos adicionales. Los subsidios de ObamaCare solo están disponibles a través del Mercado de seguros, veamos que son los subsidios, cómo funcionan y cómo los puede aplicar para lograr un seguro médico… Read More